White Plains Homes under $400,000

Welcome to White Plains, New York – a vibrant city that perfectly blends urban convenience with suburban charm. Nestled in Westchester County, just a short train ride from Manhattan, White Plains boasts a rich history, a diverse community, and an array of amenities that make it an ideal place to call home.

White Plains is known for its bustling downtown area, filled with shopping, dining, and entertainment options. Enjoy a leisurely stroll through the picturesque streets, where you can find everything from trendy boutiques to cozy cafes. The city is also home to beautiful parks, including the expansive White Plains Parks and Recreation Department, offering a plethora of outdoor activities for families and individuals alike.

For those seeking a home in this thriving city, you’ll be pleased to know that White Plains offers a variety of housing options under $400,000. Whether you're a first-time homebuyer, a young professional, or looking to downsize, you can find charming condominiums, co-ops, and even single-family homes that fit your budget. These properties often come with modern amenities and are conveniently located near public transportation, making commuting to New York City a breeze.

With its excellent schools, rich cultural scene, and strong sense of community, White Plains is not just a place to live; it's a place to thrive. Dive into the real estate market here, and discover the perfect home that meets your needs while enjoying all the perks this dynamic city has to offer!

Newest White Plains Homes under $400,000

14 Granada Crescent Unit #19, White Plains

$324,500

1 Beds ⋅ 1 Baths ⋅ 1058222 MLS

Welcome to resort-style living at the Granada Crescent development! This complex is a commuter’s dream, offering walking distance to the bus and close proximity to the Metro-North station in White Plains, providing a quick 45-minute commute to NYC's Grand Central Terminal. Additionally, the complex is located near excellent shopping and fantastic restaurants. Granada Crescent offers an array of desirable amenities, including a clubhouse with a kitchen, a private pool, and a playground with a BBQ area. There is plenty of parking, including two unassigned parking spaces and ample guest parking. This highly desirable, top-floor, move-in-ready 1-bedroom, 1-bathroom condo has been beautifully and fully renovated. The unit features a welcoming entrance foyer with a large closet and a spacious living room with rich flooring and a sliding glass door that opens onto a private balcony. The updated kitchen boasts quartz countertops and new stainless-steel appliances, flowing seamlessly into a bright, spacious dining area. The updated bathroom features a new, elegant vanity. For your privacy and convenience, the unit includes a full-sized, private in-unit washer and dryer. The large, king-sized bedroom features new flooring and tons of closet space. The unit also includes access to a large, private storage area with 24-hour access. The monthly association fee generously includes heat and hot water, in addition to covering the resort-style amenities, snow removal, and landscaping. Located in Building 14, this unit provides two convenient entrances: one at the front of the building and another via the walkway from the back. This condo is a real gem! Don’t miss out—call and schedule your private showing today!

14 Granada Crescent Unit #19, White Plains

505 Central Avenue Unit #305, White Plains

$139,000

1 Beds ⋅ 1 Baths ⋅ 1058097 MLS

Welcome to this lovely 3rd floor 1 bedroom coop located in White Plains. This inviting home offers comfortable living in a well maintained building with a great location. Enjoy the convenience of laundry facilities on every floor, making everyday living easy. The building exterior , lobby, hallways and mailroom have all been recently renovated, offering a fresh modern feel from the moment you arrive. Ideally located close to shopping, restaurants, and everyday conveniences, with easy access to bus transportation and White Plains Metro-North train station, making commuting a breeze. Whether you're a first time buyer, downsizing, or looking for a location close to all this co-op offers comfort, convenience, and an excellent location.

505 Central Avenue Unit #305, White Plains

$397,500

4 Beds ⋅ 4 Baths ⋅ MDCH2059890 MLS

NO ACCESS OR VIEWINGS of this property. Please DO NOT DISTURB the occupant. Take a drive by this four bedroom, three and a half bath row house with garage parking and see if it may be your next investment. "As is" cash only sale with no contingencies or inspections. Buyer will be responsible for obtaining possession of the property upon closing.

5337 Tweeddale Pl, White Plains

$399,990

3 Beds ⋅ 4 Baths ⋅ MDCH2059842 MLS

Welcome Home to this beautiful new construction St. Charles--Highlands Townhome! This home is a thoughtfully designed three level offering modern living, flexible space, comfort, and style. On the entry level of this beautiful home you will find a one car garage, powder room, and a flex room--which could be perfect for entertaining, or used as a home office or guest suite. The main level flows with an open concept and includes a modern kitchen with stainless steel appliances, a living and dining area, spacious powder room, and a deck for your morning and evening pleasure. The top level features a spacious primary bedroom with an en suite bathroom, two additional bedrooms, a hall bathroom, and a laundry room--with a bonus washer and dryer! In addition, this home is convenient to shopping, dining, and is located near commuting routes to Washington, D.C., Prince George's County, and Virginia. Schedule your private tour today. Builder incentives may be available. Photos are for illustrative purposes only.

5533 Marksburg Pl, White Plains

1 Franklin Avenue Unit #5E, White Plains

$275,000

1 Beds ⋅ 1 Baths ⋅ 1056088 MLS

Sunny bright unit in pet friendly building. As you enter this totally renovated and beautifully proportioned home you will feel instantly at home. The transition foyer leads you into the inviting and over-sized living and dining room with high ceilings and exposed brick walls. Features a windowed eat-in kitchen with exposed brick walls and plenty of cabinet and counter space. The living room with over-sized windows, high ceilings and classic details offers the ideal space in which to gather, lounge and entertain. Bright bedroom has great closet space and also includes an enormous walk-in closet in the bedroom hallway. There are beautiful hardwood floors throughout. 1 Franklin Avenue is an exceptional pet friendly co-op located along scenic Westchester Ave between Franklin and Main overlooking Tibbits Park. The building features a beautiful, restored lobby, optional residents' fitness room, and large modern laundry room. The building has Parking it is waiting list, there is parking lot on Franklin Ave it is municipal lot $192 per quarter for residents, Will not last

1 Franklin Avenue Unit #5E, White Plains

$385,000

3 Beds ⋅ 3 Baths ⋅ MDCH2059868 MLS

Welcome to this absolutely beautiful end-unit townhome in the very popular Highgrove neighborhood. This large home has beautiful floors, large bedrooms and on oversized kitchen all at a very reasonable price. Excellently maintained and ready for you to enjoy the oversized windows, ample lighting, sunken tub and open floor plan in your new oasis away from the hustle of the world. This end unit is conveniently located with extra parking directly beside it, the mailbox cluster is right in front and there is a side gate for easy access to cans on trash day. This side gate doubles as a wonderful entertainment entrance for outdoor events on the deck. There are extra side windows for year-round light and a beautiful view of the trees and wildlife. The rear faces only trees, so it is easy to sit out on the deck or open the kitchen french doors and enjoy the privacy and quiet. Highgrove features a beautiful community park, walking trails and sidewalks. This area qualifies for 100% financing and the seller is open to concessions.

7911 Barclay Pl, White Plains

$215,000

1 Beds ⋅ 1 Baths ⋅ 1053387 MLS

Enjoy prime downtown living in this move-in ready 1 Bedroom at The Bradford House! Perfectly positioned in the heart of White Plains, this charming Cooperative offers unbeatable convenience and vibrant City living. Steps away to the manicured Tibbits Park and a .5 mile/15 walk to the Metro-North station for an effortless commute. Indulge in hustling downtown dining, shopping and entertainment. This cozy unit features a welcoming Entry Foyer, a Modern Windowed Kitchen, and an Open Living/Dining floorplan. Spacious Bedroom offers a Custom walk-in for effortless organization. Beautiful hardwood floors and crown molding throughout. Parking waitlisted with access to nearby municipal parking garages. PLUS-Super on site, modern elevators, lobby level laundry, nearby busing and close to major highways make this a must see!

16 N Broadway Unit #4J, White Plains

$215,000

1 Beds ⋅ 1 Baths ⋅ 1045562 MLS

Bright, spacious, and exceptionally well located, this oversized one-bedroom is a wonderful find. Set on a high floor in the sought-after Wedgwood Apartments, this inviting home offers generous rooms, abundant storage, a private covered balcony, assigned parking, and a location that makes everyday life remarkably easy. A gracious entry foyer opens to an expansive living room with a separate dining area, offering plenty of flexibility for entertaining, working from home, or simply spreading out. Sliding glass doors lead to a private, covered 16.6-foot balcony with open, far-reaching views - a wonderful spot for morning coffee, an evening glass of wine, or enjoying the sunshine and treetop views. The windowed eat-in kitchen offers abundant cabinetry and workspace, while the generously sized bedroom features a truly oversized walk-in closet. There is an additional walk-in closet plus two additional closets throughout the apartment, providing exceptional storage. A well-maintained full bath is conveniently located off the hallway. Recently painted and thoughtfully maintained with updated electrical outlets, the apartment is comfortable and move-in ready. An assigned parking space is included, with garage parking also available. And the location is hard to beat. Metro-North is just a half-block away, making the commute to Manhattan remarkably easy. Stop & Shop, restaurants, shopping, and everyday essentials are all close by, while I-287 and major parkways provide easy access throughout Westchester. Whole Foods, The Westchester, and additional dining and shopping are just a short drive away. Edgwood Apartments is a beautifully cared-for, financially strong building with a doorman from 9 AM–7 PM daily, elevator, shared laundry, building storage, on-site management, and a superintendent in the building.

499 N Broadway Unit #6B, White Plains

$349,990

2 Beds ⋅ 4 Baths ⋅ MDCH2059742 MLS

Welcome Home to St. Charles – Highlands Community! November 2026 Delivery! Baylor floor plan, a beautifully designed three-story townhome offering 2 bedrooms, 2 full baths, and 2 half bath, thoughtfully crafted for modern living and flexibility. This desirable unit features a stone front with side elevation, paired with vinyl siding on the 2nd and 3rd levels, delivering curb appeal and durability. The entry-level (lower level) includes — recreational space and half bath ideal for, a private home office, gym, or bonus living area. The main living level showcases a bright, open-concept layout designed for entertaining and everyday comfort. The kitchen is equipped with stainless steel appliances, a center island, and a breakfast area, flowing seamlessly into the spacious living room. A convenient powder room between the kitchen and living room area. The upper bedroom level offers two generously sized bedrooms, including a stunning primary suite with vaulted ceilings, a walk-in closet, and a spa-inspired en-suite bath featuring a dual vanity. A secondary bedroom, full hallway bath, and laundry space conveniently located on this level, complete the home. This NOVEMBER Delivery residence is located in the sought-after St. Charles Highlands community, where residents enjoy access to a clubhouse, fitness center, swimming pool, tot lot/playground, and dog park. Schedule your showing today and experience comfort, privacy, and community living at its best! Prices and features are subject to change. Photos are for illustrative purposes only.

5476 Aberdeen Pl, White Plains

$399,999

3 Beds ⋅ 4 Baths ⋅ MDCH2059528 MLS

11076 Corvin Pl, White Plains

10 Old Mamaroneck Road Unit #2A, White Plains

$280,000

1 Beds ⋅ 1 Baths ⋅ 1053668 MLS

Great opportunity to own a beautifully renovated one bedroom co-op with parking in the heart of White Plains. The spacious living room has room for a home office set up and opens to the dining room. The stylish renovated walk-thru kitchen has granite counters, stainless steel appliances and custom cherry cabinets that extend to the ceiling providing extra storage. When it's time to relax retreat to the generous sized bedroom which can accommodate a king size bed, night stands, dresser and reading chair. An updated bathroom, five closets and parquet floor throughout add to the appeal. Wesley House is located in the heart of White Plains and has a doorman, fitness room, laundry on the floor, 24 hour surveillance, automated notification system and garage parking. There is one assigned parking space either outside or indoors, determined prior to closing. White Plains, the county seat of Westchester, is a thriving city that has recently gone thru numerous revitalizations -“The City Center” which offers plenty of shopping, theaters (including an I-Max) restaurants, grocery store and night life. The Westchester County Airport, just 10 minute away, is serviced by multiple airlines. Want to see a Broadway show, then take Metro North which offers 35 minute express trains into Grand Central Terminal. Don't miss this opportunity to own in White Plains. Building Requires Credit Score 700+ (no judgements, bankruptcies, late payments, delinquencies, negative comments, derogatory remarks, write-offs, etc.), Housing DTI below 28%, total DTI below 36%, Household yearly income of 40 times monthly Mortgage and Maintenance, Clear Background check, After Closing liquid assets of at least 12 months worth of Maintenance, one shareholder must be a resident of the unit.

10 Old Mamaroneck Road Unit #2A, White Plains

$376,890

2 Beds ⋅ 4 Baths ⋅ MDCH2059698 MLS

10504 Cobbler Pl, White Plains

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