White Plains Homes under $250,000

Welcome to White Plains, New York, a vibrant city nestled in the heart of Westchester County, just a short train ride from the bustling streets of Manhattan. Known for its rich history, diverse culture, and thriving economy, White Plains offers a perfect blend of urban convenience and suburban charm. With a variety of parks, shopping centers, and dining options, residents enjoy a dynamic lifestyle that caters to both relaxation and entertainment.

For those looking to call White Plains home without breaking the bank, you’ll be pleased to discover that there are charming homes available for under $250,000. This is an incredible opportunity for first-time homebuyers, young professionals, or anyone seeking to invest in a community that boasts excellent schools, robust public transportation, and a strong sense of community.

These affordable homes often feature unique architectural styles, cozy living spaces, and access to local amenities. Imagine enjoying your morning coffee on a quaint porch or hosting friends in a spacious backyard. With the city's commitment to maintaining a high quality of life, you’ll find that even budget-friendly options come with the perks of living in a well-maintained neighborhood.

White Plains is also home to a variety of cultural events and festivals throughout the year, making it a lively place to live. Whether you're drawn to its rich history, convenient location, or the affordability of homes, White Plains is a city that welcomes you with open arms and endless possibilities. Don’t miss your chance to find your dream home in this charming city!

Newest White Plains Homes under $250,000

505 Central Avenue Unit #305, White Plains

$139,000

1 Beds ⋅ 1 Baths ⋅ 1058097 MLS

Welcome to this lovely 3rd floor 1 bedroom coop located in White Plains. This inviting home offers comfortable living in a well maintained building with a great location. Enjoy the convenience of laundry facilities on every floor, making everyday living easy. The building exterior , lobby, hallways and mailroom have all been recently renovated, offering a fresh modern feel from the moment you arrive. Ideally located close to shopping, restaurants, and everyday conveniences, with easy access to bus transportation and White Plains Metro-North train station, making commuting a breeze. Whether you're a first time buyer, downsizing, or looking for a location close to all this co-op offers comfort, convenience, and an excellent location.

505 Central Avenue Unit #305, White Plains

$215,000

1 Beds ⋅ 1 Baths ⋅ 1053387 MLS

Enjoy prime downtown living in this move-in ready 1 Bedroom at The Bradford House! Perfectly positioned in the heart of White Plains, this charming Cooperative offers unbeatable convenience and vibrant City living. Steps away to the manicured Tibbits Park and a .5 mile/15 walk to the Metro-North station for an effortless commute. Indulge in hustling downtown dining, shopping and entertainment. This cozy unit features a welcoming Entry Foyer, a Modern Windowed Kitchen, and an Open Living/Dining floorplan. Spacious Bedroom offers a Custom walk-in for effortless organization. Beautiful hardwood floors and crown molding throughout. Parking waitlisted with access to nearby municipal parking garages. PLUS-Super on site, modern elevators, lobby level laundry, nearby busing and close to major highways make this a must see!

16 N Broadway Unit #4J, White Plains

$215,000

1 Beds ⋅ 1 Baths ⋅ 1045562 MLS

Bright, spacious, and exceptionally well located, this oversized one-bedroom is a wonderful find. Set on a high floor in the sought-after Wedgwood Apartments, this inviting home offers generous rooms, abundant storage, a private covered balcony, assigned parking, and a location that makes everyday life remarkably easy. A gracious entry foyer opens to an expansive living room with a separate dining area, offering plenty of flexibility for entertaining, working from home, or simply spreading out. Sliding glass doors lead to a private, covered 16.6-foot balcony with open, far-reaching views - a wonderful spot for morning coffee, an evening glass of wine, or enjoying the sunshine and treetop views. The windowed eat-in kitchen offers abundant cabinetry and workspace, while the generously sized bedroom features a truly oversized walk-in closet. There is an additional walk-in closet plus two additional closets throughout the apartment, providing exceptional storage. A well-maintained full bath is conveniently located off the hallway. Recently painted and thoughtfully maintained with updated electrical outlets, the apartment is comfortable and move-in ready. An assigned parking space is included, with garage parking also available. And the location is hard to beat. Metro-North is just a half-block away, making the commute to Manhattan remarkably easy. Stop & Shop, restaurants, shopping, and everyday essentials are all close by, while I-287 and major parkways provide easy access throughout Westchester. Whole Foods, The Westchester, and additional dining and shopping are just a short drive away. Edgwood Apartments is a beautifully cared-for, financially strong building with a doorman from 9 AM–7 PM daily, elevator, shared laundry, building storage, on-site management, and a superintendent in the building.

499 N Broadway Unit #6B, White Plains

$179,900

1 Baths ⋅ 1053468 MLS

A great opportunity awaits you at The Wedgwood, the most desired luxury, doorman Cooperative apartment building in White Plains. This bright, large Studio with refinished oak parquet flooring features a spacious living room and sleeping alcove allowing you to suit your own living space needs. The separate kitchen has recently been updated with a new refrigerator, dishwasher, countertops and sink. The apartment features a walk-in closet and other very generous closet space. It is freshly painted, benefits from lots of natural light and the large windows offer an unrestricted view of beautifully kept grounds and trees. Central heat, central AC, hot water, gas, and taxes are all included in the maintenance. Additional savings with STAR. One assigned parking space for $70.00/month. Doorman service and guest parking. Just 1/2 block to NWP Metro North train station. Close to bus stops, stores, banks, and great restaurants.

499 N Broadway Unit #3A, White Plains

20 North Broadway Unit #G230, White Plains

$232,000

1 Beds ⋅ 1 Baths ⋅ 1050867 MLS

Step inside the courtyards of The Broadlawn and be transported to Old World Europe right in the center of downtown White Plains. This 1928 iconic complex, with it's lush landscaping, pathways and courtyards is also a commuter's dream, just several blocks away from the Metro North Express Train. Wander through the highly desired back courtyard, passing a charming pergola for meeting neighbors, barbecuing, or just relaxing and you will find G230. This elegant unit was completely renovated, boasting a timeless white Kitchen, renovated Bath, built in closets and bookcases, a working fireplace and tons of charm! This very special complex allows dogs and parking is available. Laundry in the basement of each building.

20 North Broadway Unit #G230, White Plains

$230,000

1 Beds ⋅ 1 Baths ⋅ 1052528 MLS

Welcome to this fantastic oversized one-bedroom co-op, where comfort, space, and convenience come together! This generously sized apartment offers plenty of room to create your perfect home, with a spacious layout and **excellent storage space**—a rare and highly desirable feature. Enjoy the ease of having everything you need close by, from shopping and fabulous dining to entertainment, parks, and transportation. The location makes everyday living incredibly convenient while offering a welcoming residential atmosphere. Whether you’re a first-time buyer, downsizing, or simply looking for more space, this wonderful White Plains co-op is ready to impress. **Come see the space, discover the storage, and fall in love with the location!**

16 N Broadway Unit #5C, White Plains

$150,000

1 Baths ⋅ 1049373 MLS

Welcome to this beautifully updated studio with a separate bedroom area at The Gaylord, a sought-after doorman building in White Plains. The apartment offers a wonderful layout, featuring a renovated kitchen that opens to the living room through a breakfast bar, beautiful hardwood floors, generous closet space, and views overlooking the private gardens. Residents of The Gaylord enjoy doorman and porter services, as well as a private outdoor garden and patio deck, creating an inviting outdoor space to relax and unwind. Additional building amenities include a common laundry room, bicycle room, storage, and garage parking (currently waitlisted; 11 residents as of the listing date). Ideally located near downtown White Plains shopping, dining, transportation, and everyday conveniences. The low monthly maintenance of just $642 includes real estate taxes, heat, and hot water.

2 Overlook Road Unit #2A3, White Plains

$175,000

1 Beds ⋅ 1 Baths ⋅ 1035778 MLS

This bright and airy 1 bedroom 1 bath unit is on the market for the first time in decades, offerring a rare opportunity to own in the vibrant heart of White Plains. The unit has large street facing windows that fill the space with natural light. The unit comes with additional storage on the floor, as well as an Assigned Garage Spot . Just steps away from the energy of the city, with restaurants, shopping, services and recreation. The Metro North station is moments away making this unit great for commuters. The building is meticulously maintained, ensuring a comfortable living experience from day one. And garage parking! And a rare feature for long term flexibility, the cooperative allows owners to rent the unit after just two years of occupancy. Whether you are looking for a personal residence or a future investment, this well positioned property delivers both convenience and potential in a very sought after urban setting. There is a small assessment for building work that has been completed. The assessment is $249.17/month. It is for 24 months and began June 2026

56 Doyer Avenue Unit #2C, White Plains

90 BRYANT Avenue Unit #E-6D, White Plains

$162,500

1 Baths ⋅ 1043551 MLS

Welcome to your own "slice of heaven" at the highly regarded "Pet Friendly" Surrey Strathmore in White Plains. Perched on the top floor, this generously sized alcove studio offers sweeping, unobstructed views, 9-foot ceilings, and incredible natural light. Perfectly blending quiet suburban beauty with easy city access, this immaculate home features hidden gorgeous hardwood floors under the current carpeting, vast closet space, and a beautifully updated gourmet kitchen. Enjoy beautifully manicured, lush year-round landscaping, an on-site barbecue / picnic area in Surrey Park, impeccable building maintenance, excellent Management, common laundry facilities, and secure garages. Commute seamlessly via nearby Westchester County Airport or take a quick 35-minute express train into NYC. Surrey Strathmore has Stellar Financial Health with no assessments or surcharges. Your monthly maintenance includes heat, water, and real estate taxes. It is 40% tax-deductible, and buyers can easily apply for additional savings online via the NYS STAR program. Experience a streamlined, efficient application process with a known fast turnaround time. There are currently 11 people on the internal garage waitlist; however, convenient municipal parking is available just a couple hundred yards away down Bryant Avenue. To qualify for this financially secure community, the board requires the following credentials which include: *a) Credit Minimum 700 b) DTI 28% net / 33% gross, c) Income 60xMM + 1 year loan payments, d) Post-Closing Liquidity: At least $15,000 remaining in the bank after closing* A dream among Westchester Cooperatives. Some photos digitally enhanced.

90 BRYANT Avenue Unit #E-6D, White Plains

757 Hillside Avenue Unit #A, White Plains

$175,000

1 Beds ⋅ 1 Baths ⋅ 1042415 MLS

Welcome to 757 Hillside Avenue, Unit A! This spacious and beautifully maintained one-bedroom, one-bathroom co-op offers a comfortable and inviting place to be your next home. The apartment features a recently renovated kitchen and bathroom, a generous living area, and a well-designed layout that makes the space feel open and welcoming. Conveniently located in the desirable Valhalla School District, this home offers easy access to major roadways, public transportation, shopping, dining, and everything White Plains has to offer. Commuters will appreciate being just a short drive from both the North White Plains and Valhalla Metro-North stations, while outdoor enthusiasts will love being near the Bronx River Parkway and within walking distance of Kensico Dam Park and its scenic trails and green spaces. A wonderful opportunity to own a spacious, move-in-ready home in a convenient Westchester location!

757 Hillside Avenue Unit #A, White Plains

$199,000

1 Beds ⋅ 1 Baths ⋅ 1036708 MLS

Location cannot be beat-walk to train, shopping, restaurants, parks, gyms and entertainment. Updated 1BR/1 bath unit with parking! Top floor unit with updated kitchen and bath. Renovated kitchen with stainless appliance and stone countertops. Spacious updated bathroom. Large, bright living room with plenty of room for a home office. Indoor garage parking assigned upon closing, bike storage room, common laundry on the same floor and a live in super make for a great care-free living experience. This top floor unit has great natural light and several large closets. Close to public transportation and major highways. Metro North train 35 mins to NYC. Building is located next to Turnure Park where you can enjoy a picnic or one of the lovely festivals that takes place there. Maintenance includes taxes, heat, water, garbage & building maintenance. The STAR deduction further decreases maintenance.

16 Lake Street Unit #7K, White Plains

10 Franklin Avenue Unit #2A, White Plains

$245,000

1 Beds ⋅ 1 Baths ⋅ 1035588 MLS

Welcome to 10 Franklin Avenue, Unit 2A at The Westbrook, one of White Plains’ most desirable pet-friendly co-op communities. Perfectly situated in the heart of downtown White Plains, this spacious one-bedroom residence offers the ideal combination of comfort, convenience, and modern updates. Filled with natural light from its oversized windows, the home features an inviting layout that feels exceptionally spacious for a one-bedroom. As you enter, you’re welcomed by a generous foyer with a convenient coat closet and a charming built-in bookshelf display, adding both character and functionality. The beautifully renovated bathroom offers a fresh, modern feel and includes a dedicated linen closet for additional storage. The oversized bedroom is complemented by a wardrobe storage system, providing excellent closet space and organization. Throughout the home, you’ll find abundant storage, making it easy to keep everything neatly tucked away. The large eat-in kitchen offers plenty of cabinet and countertop space, along with room for a dining table, making it perfect for everyday meals or entertaining guests. Located just minutes from The Westchester shopping center, downtown restaurants, cafes, grocery stores, entertainment, and nearby parks, you’ll enjoy everything White Plains has to offer right outside your door. Commuters will appreciate being just moments from the White Plains Metro-North station, offering an approximately 35-minute express ride into Grand Central Terminal, as well as quick access to I-287 and major parkways for easy travel throughout Westchester, New York City, Connecticut, and beyond. If you’re searching for a bright, spacious home in a prime downtown location with outstanding storage, modern updates, and exceptional convenience, 10 Franklin Avenue, Unit 2A is one you won’t want to miss.

10 Franklin Avenue Unit #2A, White Plains

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