Carmel Homes under $750,000

Welcome to Carmel, New York – a hidden gem nestled in the heart of Putnam County! Known for its picturesque landscapes, serene lakes, and charming small-town atmosphere, Carmel offers a perfect blend of tranquility and convenience. Just a short drive from the bustling streets of New York City, this delightful community is an ideal retreat for those seeking a peaceful lifestyle without sacrificing accessibility to urban amenities.

Carmel is rich in natural beauty, featuring lush parks, scenic hiking trails, and the stunning Lake Mahopac, where residents can enjoy boating, fishing, and picnicking with family and friends. The town boasts a vibrant local culture, with quaint shops, delicious dining options, and a warm community spirit that welcomes newcomers with open arms.

For homebuyers seeking affordability without compromising on quality, Carmel offers a range of attractive properties under $750,000. From charming single-family homes to modern townhouses, there’s something for everyone in this thriving market. Many homes feature spacious yards, contemporary designs, and easy access to local amenities, making them perfect for families, retirees, or anyone looking to settle down in a welcoming environment.

Carmel is not just a place to live; it’s a lifestyle. With top-rated schools, a variety of recreational activities, and a strong sense of community, it’s no wonder that so many are drawn to this idyllic town. Explore the possibilities of homeownership in Carmel today, and discover why this enchanting destination is the perfect place to call home!

Newest Carmel Homes under $750,000

$419,000

2 Beds ⋅ 1 Baths ⋅ 1060058 MLS

Fully renovated ranch-style Cape, privately set on 1 acre with a brand-new roof and windows! The first floor features refinished hardwood floors, two bedrooms, a new full bath with designer tile, new interior doors, and a brand new kitchen with granite countertops and access to a peaceful outdoor setting with a stone patio and enclosed screened-in porch. The 2nd floor 300 square foot walk-up attic, not included in the total square footage, offers a spacious bonus room with brand new carpeting, ideal for a home office or guest space. The basement provides a family room, ample storage, and washer/dryer hookups. Off the garage is a workshop area with utility sink. Set back from the main road, the property offers a blend of wooded and open space while remaining conveniently located near Mahopac’s parks, recreation, farmers market, restaurants, and more.

159 Crane Road, Carmel

$529,000

3 Beds ⋅ 3 Baths ⋅ 1059576 MLS

Desirable cul-de-sac location just off Westgate Terrace! This beautiful Raised Ranch offers comfortable living in a convenient location, just minutes from I-84, Metro-North, local schools, and the lake. Hardwood floors flow throughout the main level, featuring a welcoming living room with pellet stove. The lower level provides additional living space with a spacious family room and second pellet stove, perfect for relaxing or entertaining. Step outside and enjoy the expansive wraparound deck, conveniently accessible from both the kitchen and living room, overlooking beautiful perennial landscaping. A two-car garage provides plenty of parking and storage. With its inviting interior, desirable location, and wonderful outdoor space, this home offers the perfect combination of comfort, convenience, and charm. A number of updates have been done throughout the home.

8 Dover Lane, Carmel

$629,000

2 Beds ⋅ 3 Baths ⋅ 1059211 MLS

Welcome to one of the most desirable St. Andrews models at The Fairways! This exceptional end-unit townhouse offers nearly 2,000 square feet of beautifully appointed living space, a coveted two-car garage, and an unusually private, scenic setting overlooking expansive open fields. Inside, the open floor plan creates an effortless flow between the kitchen, dining and living rooms, with wide-plank wood flooring throughout and a wood-burning fireplace adding warmth and character to the living room and creating an inviting space for everyday living and entertaining. The main level also offers a versatile bonus room, perfect for a home office, den, guest space or whatever best suits your lifestyle. Upstairs, the spacious primary suite features a walk-in closet, two additional double closets and a stylishly updated en-suite bath (2023). A second bonus room off the primary suite provides additional flexibility for a private office, den or sitting area The second bedroom has its own en-suite bath, also beautifully updated in 2024.. The expansive deck, just off the living room, is a wonderful extension of the living space, offering a peaceful place to relax or entertain while taking in the beautiful open setting and exceptional privacy. Additional updates include a new stainless-steel refrigerator (2026), an upsized and relocated hot water heater (2023), and a two-zone AC system with heat pump replaced in 2021. Residents of The Fairways also enjoy a community pool and playground. A truly special opportunity to enjoy the space, privacy and amenities of The Fairways in a home that offers something few others can: an end-unit setting, two-car garage and expansive open views.

159 Fairway Drive, Carmel

$425,000

3 Beds ⋅ 1 Baths ⋅ 1059852 MLS

A sun-filled home tucked into the rolling landscape of Carmel, where hardwood floors, leafy windows, and an easy floor plan make everyday life feel just a little more tranquil. Just 1.5 hours from NYC, 50 Horsepound Road is a quietly charming home with a picturesque relationship to its surroundings. Built in 1960 and set on just over half an acre, this well-maintained property has the scale and simplicity that make houses of this era so enduring: comfortable proportions, straightforward architecture, and a connection to the outdoors. Inside, the living room is generous and opens through a broad arched doorway to a bright dining area wrapped in windows and greenery. It is a particularly lovely spot in the house with breakfast in the morning sun, long dinners in the evening, and the changing seasons just beyond the glass. The ridgeline view can be enjoyed from the eat-in kitchen and living room, while a beautiful Japanese maple sits just outside the dining area. Hardwood floors span throughout the living room and three bedrooms, which offer flexibility for full-time living, weekends away, or the increasingly useful home office or studio room. The rooms flow comfortably to one another, each with its own closet and natural light through Andersen windows throughout. Outside, the property sits within the soft hills and mature landscape that make this pocket of Putnam County so appealing. Trees frame the house as the terrain rises and falls around it, while the reality of proximity to everyday shopping tempers the feeling of being in the country. The large back deck offers enough space for outdoor dining parties and relaxing evenings. The backyard is perfect for a pool or vegetable garden. Recent improvements include a new roof in 2018, a new 30-gallon water heater in 2021, a new well pump and gutter system in 2022, and a new oil tank in 2025. The house is being sold with a 550v portable generator.

50 Horsepound Road, Carmel

$399,900

2 Beds ⋅ 2 Baths ⋅ 1057279 MLS

LAKEFRONT LIVING — Vacation All Year Long!Escape to your own private retreat and enjoy the beauty of Lake Carmel year-round. Whether you’re looking for peaceful weekends in the country or a place to enjoy every season, this charming lakefront home offers spectacular views and endless opportunities to relax and unwind. Step inside and immediately take in the breathtaking lake views through the large windows that fill the sunny breakfast room and spacious living room with natural light. The light filled kitchen offers plenty of counter space for preparing meals, while the adjacent dining room with vaulted ceilings provides the perfect setting for entertaining all while enjoying picturesque views of the lake. Retreat to the primary bedroom, where a large picture window offers a front-row view of Lake Carmel. Imagine waking up each morning to sparkling water just outside your window. This level also features a second bedroom, a full hall bath, and a convenient washer and dryer. The lower level provides even more space to relax and enjoy the lake lifestyle, featuring a versatile den/office, full bathroom, laundry room and spacious family room with direct access to the back patio. Step outside and take in the peaceful lake views from the patio, which stretches across the rear of the home and creates the perfect spot for morning coffee, outdoor dining, or simply unwinding at the end of the day. Enjoy kayaking along with other non-motorized water activities, or simply spend countless hours soaking up the beauty of your waterfront surroundings.Recent updates include fresh paint and new carpeting. Offered AS-IS, the home is ready for your vision and provides an opportunity to renovate and create your own lakefront retreat.

165 W Lakeshore Drive, Carmel

$650,000

3 Beds ⋅ 3 Baths ⋅ 1048045 MLS

Tucked away on over 2.8 sprawling acres, this home offers the perfect blend of rustic warmth and modern sophistication. For those who love the aesthetic of a high-end mountain lodge, the interior is sure to captivate. The main living space features soaring ceilings and impressive post-and-beam architecture, creating an atmosphere that feels both grand and inviting. At the heart of the room, a magnificent brick fireplace serves as a stunning focal point, complemented by a traditional pellet stove for cozy evenings by the fire. Rich hardwood floors run throughout, beautifully reflecting the natural light that fills the home. The beautifully updated kitchen flows seamlessly into the sun-filled living and dining areas, creating an ideal setting for everyday living and entertaining. The first-floor primary bedroom offers convenience and comfort, while two additional bedrooms and a versatile den provide plenty of flexibility for guests, a home office, or a quiet reading retreat. All three bathrooms have been thoughtfully renovated with contemporary finishes that complement the home’s natural aesthetic. Step outside onto the expansive Trex deck and take in the picturesque views of your private acreage. Whether enjoying morning coffee, dining outdoors, or taking in the changing seasons, this elevated outdoor space offers a peaceful connection to nature. With its distinctive architectural details, inviting living spaces, and modern updates, this home offers a unique retreat where rustic charm meets everyday comfort.

2381 Route 301, Carmel

$200,000

1 Beds ⋅ 1 Baths ⋅ 1057375 MLS

Welcome to this beautifully appointed second-floor residence in the Fox Run community, where thoughtful updates, inviting living spaces, and a prime location come together with ease. The light-filled living room is enhanced by hardwood floors and recessed lighting, with a door opening to a private balcony that provides a lovely extension of the living space. The eat-in kitchen blends style and functionality with contemporary cabinetry, tile flooring, recessed lighting, and newer appliances. The generously proportioned bedroom offers a peaceful retreat with new carpeting and its own sliding glass doors leading to the balcony. A tastefully renovated full bath features stylish fixtures. Freshly painted throughout, the residence also benefits from upgraded plumbing and windows, tile flooring in the entry, energy-efficient water-filled electric baseboard heating, a new water heater, and a new wall-mounted air-conditioning unit—valuable improvements that enhance year-round comfort and efficiency. One assigned parking space plus an additional visitor space provides added convenience. Fox Run residents also enjoy a swimming pool with bathroom and changing room, playground, on-site laundry facilities, and private storage. Ideally positioned near the Metro-North train station, I-684, I-84, shopping, dining, and everyday conveniences, this move-in-ready residence presents an appealing combination of refined finishes, easy living, and exceptional accessibility.

319 Fox Run Lane, Carmel

$619,000

3 Beds ⋅ 3 Baths ⋅ 1053334 MLS

This is not your typical raised ranch — a host of distinctive details set it apart from other raised ranch homes. As you round the corner into the neighborhood, you'll be excited to see it gorgeously sited on 1.40 acres in a quiet cul-de-sac. Step inside and discover arched doorways and curved walls, a touch rarely found in this style of home. The spacious living room features built-in shelves, with hardwood floors throughout the upper level. The eat-in kitchen, finished with stainless steel appliances, flows seamlessly into the dining room — perfect for entertaining. Adding to its uniqueness, a rare dual-staircase layout sets this home further apart: a second stairway just off the kitchen/dining area offers quick, convenient access to the cozy family rooms lower level, laundry and garage without needing to pass through the main entry — a feature almost never found in raised ranches of this area. Rounding out the upper level: a full bath, a primary bedroom with a powder room (with the option to expand to a full bath), and two additional bedrooms. The lower level offers a den/office space leading into a cozy family room, where a fireplace takes center stage — the perfect focal point for relaxing or entertaining. Sliders off the family room open to the back patio and spacious backyard, ideal for indoor-outdoor living. And thanks to the second staircase, you're just steps away from the kitchen above, making it effortless to move between levels. A laundry room, powder room, and 2-car garage complete the home. Conveniently located to shopping, highway and 20 min. from the CT border.

11 Ann Road, Carmel

$549,000

3 Beds ⋅ 2 Baths ⋅ 1057439 MLS

Welcome to 11 Everett Road in Carmel, NY — a warm and inviting 3-bedroom, 2-bath home offering comfortable living with thoughtful updates and plenty of flexible space. The updated kitchen provides a fresh, functional setting for everyday living and entertaining, while the updated baths add a clean, modern feel. A finished basement expands the living space even further and includes a den, making it ideal for a home office, family room, playroom, gym, or guest space. Additional storage throughout the home provides plenty of room to stay organized, while the new driveway adds both convenience and curb appeal. With a versatile layout, thoughtful updates, and additional finished space, this move-in-ready home offers comfort and functionality in a convenient Carmel location close to shopping, dining, recreation, and major commuter routes. Don't miss the opportunity to make 11 Everett Road your new home!

11 Everett Road, Carmel

$350,000

2 Beds ⋅ 1 Baths ⋅ 1056310 MLS

Most Lake Carmel cottages make you choose between the lake and elbow room. 37 Woodstock Road doesn't. Picture mornings on the lake and evenings by the fire: a single-level ranch on nearly a third of an acre — 13,068 square feet with 111 feet of frontage, one of the more generous lots in the community. At 1,114 square feet, it lives larger than the typical lake cottage: two bedrooms, a full bath, and a living room built around a wood-burning fireplace, everything on one easy floor. Outside, the yard is ready for a vegetable garden, a fire pit, a patio for summer dinners — or simply breathing room. Lake Carmel community rights include the private beaches, the lake and its walking paths. Swim and paddle in summer, walk the shoreline when the leaves turn, and watch the fireworks over the water. Why share walls and pay condo fees when you can own a detached home with lake rights? Enjoy it year-round or as a weekend retreat — Carmel Central School District, minutes to Route 52, I-84 and the Southeast Metro-North station, about 60 miles from New York City. Arrive in time for fall, when the fireplace earns its keep.

37 Woodstock Road, Carmel

$599,000

4 Beds ⋅ 3 Baths ⋅ 1051136 MLS

After 55 years of ownership, this classic 4-bedroom, 2.5-bath Colonial is ready for its next chapter. Offering a thoughtful layout, generous living spaces, and a property with the potential to shine, this home provides the perfect foundation for today’s homeowners to create something truly their own. The traditional Colonial floor plan offers plenty of room for everyday living, entertaining, and working from home, with four bedrooms and two-and-a-half baths providing the space today's buyers are looking for. An expansive kitchen and oversized deck provide a wonderful gathering space for relatives and friends, whether you're hosting summer barbecues, enjoying morning coffee, or simply taking advantage of the home's indoor-outdoor flow. While the home would benefit from some TLC and cosmetic updates, its layout, location, and property make it an exciting opportunity for buyers looking to add their own style and vision while building equity. The basement adds another layer of versatility, with space that could easily be transformed into a man cave, workshop, hobby area, home gym, or recreation space. There is also plenty of storage for seasonal items, outdoor furniture, sports equipment, and all the extras that come with enjoying your home and property. A Commuter's Dream with just under 2 miles to Harlem line-Croton Falls Metro North Station. For more than five decades, this home has been under the same ownership serving as the backdrop for many years of life and memories. Now, it's ready for a new owner to bring fresh energy and make it their own. Bring your imagination and create the home you've been looking for!

743 Union Valley Road, Carmel

$550,000

3 Beds ⋅ 3 Baths ⋅ 1054594 MLS

Nestled in the scenic area of Kent Cliffs and surrounded by watershed property, this expanded Cape enjoys a truly picturesque setting highlighted by beautiful pond views and a peaceful natural landscape. The tranquil water enhances the home's sense of privacy and seclusion, creating a serene backdrop in every season. From changing colors reflected across the water to the stillness of a quiet morning, the captivating views offer a wonderful connection to nature right outside your door. Once inside, a spacious and versatile floor plan offers plenty of room to bring your personal style and vision. While some updating is needed, several important improvements have already been made, including upgraded 200-amp electrical service, a new hot water heater, a recently installed radon mitigation system, and a new burner for the boiler. The living room is rich with character, featuring warm wood walls, a stone fireplace, built-ins, and a large picture window framing the water views. The inviting family room features slate floors, a wood-burning stove, and access to the deck above the garage, extending the living space outdoors, while the generously sized dining room offers direct access to the backyard. With abundant living spaces and a dining room designed to accommodate a crowd, the home lends itself beautifully to entertaining and gatherings both large and small. An eat-in kitchen with oak cabinetry and a den with a full bath complete the first level. Upstairs, the oversized primary bedroom features a private full bath, two closets conveniently located off the bath area, plus a walk-in closet with access to attic storage. Two additional bedrooms, an office, and another full bath complete the second level. A whole-house attic fan helps circulate fresh air throughout the home, while wall and window air-conditioning units provide additional cooling. Generous storage can be found throughout, with multiple closets, attic storage, and additional space in the two-car garage providing plenty of room to keep everything organized. If outdoor recreation is an integral part of your lifestyle, you'll appreciate the abundance of nearby opportunities for hiking, fishing, boating, and exploring the area's parks, trails, lakes, and preserved lands. Yet despite its peaceful setting, the property is conveniently located near shopping, dining, and major highways, offering an appealing balance of privacy and accessibility. With its spacious expanded layout, beautiful pond views, natural surroundings, abundant storage, and endless possibilities to make it your own, this property offers a unique opportunity to create a home where the scenery is every bit as special as the setting.

41 Richardsville Road, Carmel

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