Carmel Homes with Carmel School district

Welcome to Carmel, New York – a charming town nestled in the heart of Putnam County, where picturesque landscapes meet a vibrant community spirit. Known for its rich history and stunning natural beauty, Carmel offers a perfect blend of suburban tranquility and easy access to the bustling metropolitan life of New York City, just a short drive away.

Carmel is renowned for its exceptional quality of life, boasting an array of recreational activities, scenic parks, and beautiful lakes. Residents enjoy the great outdoors with numerous hiking trails, including the breathtaking views offered by the nearby Appalachian Trail. The town is also home to the stunning Lake Mahopac, where residents can indulge in boating, fishing, and year-round water activities.

Families are drawn to Carmel not only for its serene environment but also for its highly regarded Carmel School District. The district is committed to providing an enriching educational experience, ensuring that students thrive academically and socially. With a variety of extracurricular activities and dedicated educators, parents can feel confident in the quality of education their children will receive.

The real estate market in Carmel offers a diverse selection of homes, from charming single-family residences to spacious estates, catering to a range of lifestyles and budgets. Whether you’re searching for a cozy cottage or a modern family home, you’ll find a welcoming community ready to embrace you.

Discover the charm of Carmel, NY, where your dream home awaits amidst stunning landscapes and a nurturing educational environment. Experience the perfect blend of suburban living and community warmth – welcome home!

Newest Carmel Homes with Carmel School district

$540,000

2 Beds ⋅ 2 Baths ⋅ 991580 MLS

Thoughtfully updated between 2022 and 2026, this well-maintained Carmel home blends modern comfort, energy efficiency, and practical improvements throughout. A legal two-bedroom home that lives larger than its designation suggests, the flexible layout offers a comfortable sense of space and versatility. Recent updates include a new Samsung washer and luxury vinyl plank flooring in the laundry area (2026), a GE microwave (2026), a Samsung electric range with oven and air-fryer capability (2025), and a Samsung refrigerator (2022). Major mechanical and energy-efficiency improvements include a Bock 32E oil-fired water heater serving hot water only, cold-water storage tank, Bosch heat pump and mini-split system, and a 200-amp whole-house electrical upgrade. A 2025 home energy assessment led to additional air sealing, fireproofing, venting, and insulation improvements. The inviting living area features a Kozy Heat electric fireplace insert with stone mantel, creating a warm and comfortable gathering space. Outside, the updated and expanded bluestone patio provides an ideal setting for dining, entertaining, or simply enjoying the surrounding setting. A new exterior storm door was added in 2025. Located directly across from Arts on the Lake, the property offers a convenient vantage point for the annual Fourth of July fireworks. School bus pickup is available at the corner of Route 52 and Holland Drive. Propane is used for the generator only. Seller reports warranty coverage on select Samsung and GE appliances; buyers should verify coverage, terms, and transferability.

10 Holland Drive, Carmel

$719,000

3 Beds ⋅ 2 Baths ⋅ 1051568 MLS

This rare Lake Front opportunity at 17 Tiger Trail West is tucked along the shoreline of pristine Kentwood Lake, offering peace and tranquility. This contemporary retreat is one of only two homes situated directly on the lake, with an impressive ~145' of private lake frontage all your own. Surrounded by mature trees and set back in quiet seclusion, this 3 bedroom, 2 bath, 2,723 SF home delivers the kind of complete privacy that is nearly impossible to find so close to everything Putnam County has to offer, all while framing sweeping lake and mountain views from nearly every angle. Arrive via a brand-new, stunning bluestone entryway with steps leading up from the driveway, an elegant first impression that sets the tone for the craftsmanship found throughout. Inside, a handsome stone fireplace anchors the living space, radiating warmth on cool autumn evenings and snowbound winter nights alike. At the same time, the contemporary kitchen, complete with double ovens, is ready to host everything from casual dinners to full-scale holiday gatherings. Upstairs, the second-floor primary suite is a true retreat, offering four closets and a full bath that connects directly to an awesome great room framed by a wall of windows, delivering panoramic lake and mountain views that make every morning feel like a getaway. The partially finished basement offers walk-out access directly toward the lake, seamlessly blending indoor comfort with outdoor adventure, and the massive back deck, along with private balconies off each bedroom accessible through glass doors, invites you to soak in the water views and mountain air from virtually every level of the home. The current owners have thoughtfully invested in this property's future, adding a whole-house automatic generator for uninterrupted peace of mind, a brand-new roof with a transferable warranty, and beautifully crafted natural rock stairway leading down to their own private beach on the lake, an everyday luxury few homes can claim. But it is Kentwood Lake itself that makes this property truly extraordinary, and it delivers something wonderful in every season. In spring and summer, glide across the water by kayak or canoe (no gas motors allowed, keeping the lake pristine and peaceful), cast a line for the day's catch, or simply relax at your private beach as sunlight dances and sparkles across the surface. As autumn settles in, watch the surrounding hillsides blaze with color from your own balcony or deck. And when winter arrives, the lake transforms into a glistening expanse perfect for ice skating, with fresh snow sparkling under the trees and complete quiet enveloping the property, a four-season wonderland right outside your door. Beyond the shoreline, the Kentwood Lake Estates Property Owners Association enriches this lifestyle even further, with extensive hiking trails like Hawk Rock Trailhead, a community beach, swimming, boating, and fishing all just moments away, plus the remarkable distinction of bordering over 1,000 acres of NYC DEP recreational land for endless exploration. With low annual HOA dues of just $225, this is lakefront living, in every season, at an exceptional value. 17 Tiger Trail is more than a home, it is a private, four-season escape on one of the region's most desirable lakes, and opportunities like this rarely come along.

17 Tiger Trail W, Carmel

$600,000

5 Beds ⋅ 4 Baths ⋅ 1040087 MLS

Excellent investment opportunity in Carmel! This three-unit property was completely updated in 2016 and offers a desirable combination of updated interiors, convenience, and income potential. The property features three separate residential units and is ideally situated with seasonal lake views, creating an appealing setting for tenants and investors alike. Conveniently located just minutes from Metro-North, major highways, shopping, dining, and everyday amenities, providing easy access to both Westchester and Putnam County and beyond. A strong opportunity for an investor looking for a well-maintained, income-producing multifamily property in a convenient location. A laundry room could provide additional income potential. Tenants pay their own utilities. Please see all attached documents.

570 Route 52, Carmel

$409,000

2 Beds ⋅ 2 Baths ⋅ 1044726 MLS

Enjoy the best of Lake Carmel living in this updated two-bedroom, two-bath Colonial offering a flexible floor plan and comfortable spaces inside and out. The main level features an open living area, while upstairs you'll find two bedrooms and additional space that can be tailored to suit your needs. Fresh paint, newer flooring, and ductless split systems throughout make the home feel bright, clean, and comfortable year-round. Step outside to a level front yard and backyard patio with plenty of potential for entertaining and outdoor living. With lake rights to Lake Carmel's beaches and easy access to shopping, schools, transportation, and highways, this home offers flexibility, convenience, and a relaxed lake community setting.

12 Montrose Drive, Carmel

$349,000

2 Beds ⋅ 2 Baths ⋅ 979131 MLS

Welcome to The Clearing in the Woods. Discover the comfort and convenience of one-level living in the desirable, sought-after garden community “Clearing in the Woods” in Carmel. So close to a major local shopping center, highways, and just moments away from Putnam Hospital Center. Set within a welcoming residential setting with attractive amenities, this spacious two-bedroom, two-full-bath residence offers an inviting opportunity to create a home that reflects your personal style. Inside you'll find a thoughtfully arranged single-level floor plan. The dining room sits conveniently adjacent to the kitchen, while the living room provides a warm and welcoming gathering space, highlighted by a charming corner wood-burning fireplace and sliding glass doors that open to a private balcony—a peaceful spot to enjoy your morning coffee. The kitchen features newer solid cabinetry, offering a great foundation for future updates. Laminate flooring flows through the main living areas, while the bedrooms feature comfortable carpeting. Enjoy the added convenience of a prime reserved parking space—arguably one of the best parking spots in the community. Residents also have access to community amenities including an in-ground pool and playground, adding to the appeal of this well-located community. Competitively priced to provide an opportunity for the next owner to add their own finishing touches, this home offers excellent potential for comfortable living and personalization in a desirable Carmel setting.

606 Drew Lane, Carmel

$525,000

3 Beds ⋅ 2 Baths ⋅ 1050388 MLS

Welcome to 20 Hutchinson in Lake Carmel! This spacious three-bedroom, two-bath home offers a comfortable layout with plenty of room to make it your own. The main level features hardwood floors, a generously sized dinning area, and a kitchen with abundant cabinet and counter space, three bedrooms and a full bath. Downstairs, a large open recreation area with a wet bar and second full bath provides flexible space for entertaining, a home office, gym or playroom. Enjoy the outdoors from the private rear deck overlooking the tree-lined yard. An oversized two-car garage and expansive driveway offer excellent parking and storage. Set in an established neighborhood near Lake Carmel, this solid home is ready for its next chapter.

20 Hutchinson Road, Carmel

$665,000

3 Beds ⋅ 3 Baths ⋅ 1049102 MLS

Privately set at the end of a cul-de-sac, 77 Robin Drive features a well-designed layout with 3 spacious bedrooms including a primary ensuite, a bonus den/office with walk-in closet, and 3 full baths. The spacious eat-in country kitchen features SS appliances, a center island, pantry storage, and abundant counter and cabinet space, with sliding doors leading to the new 38’ X 16’ expansive Trek deck with lighted posts. Enjoy the serene natural surroundings overlooking the 22' X 35' in-ground saltwater pool—a perfect setting for relaxation and outdoor entertaining. The main level includes a cozy living room, updated hall bath, two additional nicely sized bedrooms, and a primary suite with newly renovated bath. The walk out basement offers an additional flexible layout featuring a BONUS den/office, a full bath, laundry area, and convenient access to the one car garage & pool. Refer to the attached Feature Sheet for details on the many updates. Conveniently located near shopping, schools, Metro North w/direct route to NYC, and easy access to Danbury, White Plains, and major highways including 84/684.

77 Robin Drive, Carmel

$350,000

2 Beds ⋅ 1 Baths ⋅ 1049992 MLS

Welcome to 8 Huntington Road in Carmel Hamlet, NY, a charming 2-bedroom, 1-bath home offering comfort, convenience, and numerous recent updates. Located close to the water, this inviting property provides a peaceful setting while still being convenient to shopping, dining, recreation, and major roadways. The home features many new improvements, including a brand-new roof, offering added peace of mind for the next owner. Inside, you’ll find a comfortable, functional layout with two bedrooms, a full bath, and welcoming living spaces ready to make your own. Whether you're searching for a primary residence, weekend getaway, or a peaceful retreat, 8 Huntington Road is a wonderful opportunity to enjoy all that Carmel Hamlet has to offer. Move-in ready, recently improved, and close to the water—come see what makes this home special!

8 Huntington Road, Carmel

$959,000

4 Beds ⋅ 4 Baths ⋅ 1049623 MLS

Welcome home to this beautifully appointed 4-bedroom, 3.5-bath Center Hall Colonial, ideally located on a cul-de-sac in desirable Willow Ridge. This stunning home offers a 3-car garage and exceptional indoor and outdoor living spaces, with elegant crown and chair rail molding throughout adding timeless character and architectural detail. A bright, welcoming two-story foyer opens to a private den/office and spacious formal dining room with a convenient butler’s pantry leading to the gourmet eat-in kitchen. The kitchen features a Viking 6-burner gas range, stainless steel appliances, granite countertops, and a walk-in pantry, and flows seamlessly into the inviting family room with a wood-burning fireplace. A door off the kitchen leads directly to the expansive deck, where you can enjoy breathtaking sunset views. A laundry room and powder room complete the main level. Upstairs, the impressive primary suite offers generous space, two walk-in closets with built-in storage, and a luxurious en-suite bath with double vanities, a Jacuzzi tub, and a separate walk-in shower. Three additional spacious bedrooms and a well-appointed hall bath complete the second floor. The enormous walkout finished lower level provides even more living space, featuring a wet bar, half bath, and sliders opening to a private patio. Step outside to the beautifully landscaped lower yard, where lush gardens filled with an abundance of perennials and mature plantings create a peaceful, picturesque setting that truly sets this property apart. From relaxing on the deck to entertaining on the patio or enjoying the gardens, there is so much to love about this home’s outdoor spaces. A whole-house generator provides added comfort and peace of mind, while municipal water and natural gas enhance everyday convenience. Walk to the bike path and enjoy convenient access to shopping, Metro-North, major highways, and everyday amenities. This exceptional home offers space, comfort, privacy, and an incredible setting. Come experience all this special Willow Ridge home has to offer and make it yours!

20 Parkview Circle, Carmel

$18,900

1048618 MLS

A Commercial Opportunity Waiting to Be Built! Lot 41 on Towners Road in Kent, NY, is more than vacant land—it’s a blank canvas for the right business, investor, or developer. Located in the 10512 ZIP code and positioned along Towners Road, this commercial parcel offers an opportunity to create something specifically designed for today's market rather than taking on the limitations of an existing building. For the right buyer, the possibilities could include retail, professional office, a service business, contractor-related use, storage, or other commercial applications, subject of course to zoning, municipal approvals and site-plan requirements. And that’s what makes commercial land so interesting: you start with the land and build around the business. Instead of adapting an existing structure to fit your needs, you have the opportunity to plan the property from the ground up—with the building, parking, access and site layout designed around your intended use. Location Matters! Towners Road provides access to the surrounding Kent community and connects an established residential market with nearby communities and major transportation routes. For businesses, visibility and convenience matter. Customers want to be able to find you, get to you and park easily. Employees want accessibility. Owners want a location that supports long-term growth. Location is one of the few things you can't change—and Lot 41 already has it. Why Consider Vacant Commercial Land? For an owner-user, this could be an opportunity to build a property specifically for your business rather than continuing to lease space. For an investor, the property may offer long-term potential depending on permitted uses and development costs. For a developer, it represents an opportunity to create a commercial project from the ground up. Of course, utilities, access, engineering, environmental conditions, drainage, parking, site design and municipal approvals will all need to be investigated before determining exactly what can be developed. That due diligence is critical. The Bottom Line Commercial land doesn't come with an existing blueprint. That's the opportunity. Lot 41 Towners Road offers the next owner the chance to take a piece of land and create something designed specifically for the market, the business and the location. Vacant land doesn't tell you what it was. It asks you to imagine what it could become. Lot 41 Towners Road is ready for that next chapter. The question isn't what sits there today. The question is what you can build there tomorrow.

Lot 41 Towners Road, Carmel

$465,000

2 Beds ⋅ 1 Baths ⋅ 1044822 MLS

Picture-perfect and beautifully presented, this inviting 2-bedroom ranch offers easy one-level living with a bright, fresh feel in the desirable Lake Carmel community. Thoughtfully enhanced throughout, the home offers a sophisticated blend of modern style, comfort, and timeless appeal. Attractive flooring, modern lighting, crisp finishes, and a comfortable open layout come together to make the interior feel both welcoming and spacious. At the heart of the home is a generous kitchen featuring white cabinetry, stainless steel appliances, ample counter space, and an easy flow into the dining area and living room. Sliding glass doors open directly to a spacious deck overlooking the backyard—an ideal extension of the living space for outdoor dining, entertaining, or simply relaxing and enjoying the peaceful surroundings. Two comfortable bedrooms and a full bath complete the main level. Downstairs, approximately 700 additional square feet of unfinished walkout basement space offers excellent storage and tremendous potential for future use. With direct outdoor access and plenty of room to work with, this versatile lower level provides valuable flexibility for the next owner. A one-car garage, partial fencing, electric heat, and lake rights to Lake Carmel further enhance the home's appeal. Whether you're purchasing your first home, downsizing, or searching for a weekend retreat, 27 Dunwoodie Road offers a wonderful combination of charm, flexibility, and location. Enjoy the recreation and natural beauty of the Lake Carmel area while remaining convenient to shopping, dining, major roadways, and Metro-North. A special home ready to be enjoyed!

27 Dunwoodie Road, Carmel

$499,000

3 Beds ⋅ 2 Baths ⋅ 1048843 MLS

If you've ever wanted to live inside a Claude Monet painting, now is your chance! This is a true artist's dream, complete with fabulous English gardens! This spacious 3-bedroom/ 2-bath home offers approximately 1,620 square feet in picturesque Carmel, NY with easy access to Lake beaches, Ryan Field, shopping, schools, I-84, and Metro-North. (Just over 1 hour to NY City!) The main level features a bright living room with hardwood floors, and an oversized eat-in kitchen with breakfast area that seats 8! Entertain until your heart's content in the wonderfully, bright living areas including a formal dining room, then watch the stars, or sunrise with coffee on the gracious 3 tiered deck! Just down the hall are two generously sized bedrooms, a Primary suite with private bath and shower, and a separate guest bath! Downstairs provides additional living with a comfortable den, and sliding doors to a large screened-in porch and patio! Got laundry? No problem! There is a dedicated laundry room, and an attached, two-car garage! This home has abundant indoor and outdoor space to relax, or enjoy friends and family by the fire pit, or in the gardens! For endless hours of fun, perhaps add an above ground pool! This house exudes positive energy and memories for a lifetime! Run, don't walk, for this home at a fabulous price!

36 Haviland Road, Carmel

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