Lancaster County Public Schools Homes under $400,000

Welcome to the picturesque Lancaster County, Virginia, where charm meets opportunity! Nestled in the heart of the Northern Neck, Lancaster County Public Schools serve as a cornerstone of this vibrant community, offering an exceptional education for families and children alike. With a commitment to academic excellence, the district boasts a range of programs designed to nurture creativity, critical thinking, and character development. Families will find a supportive environment where students can thrive, thanks to dedicated educators and a strong sense of community involvement.

As you explore the real estate landscape in Lancaster County, you'll be delighted to discover a variety of homes available for under $400,000. This budget-friendly range opens the door to charming single-family homes, cozy cottages, and even some delightful waterfront properties, each offering unique features that cater to diverse lifestyles. Whether you’re a first-time homebuyer, looking to downsize, or seeking a vacation retreat, Lancaster County has something for everyone.

Imagine sipping your morning coffee on a sun-drenched porch, surrounded by the serene beauty of nature, all while being just a stone's throw away from excellent schools, parks, and local amenities. With a rich history, friendly neighbors, and a strong community spirit, Lancaster County is more than just a place to live; it’s a place to call home.

Discover the perfect blend of affordability and quality living in Lancaster County, where your dream home awaits! Whether you’re drawn to the exceptional school district or the charming homes under $400,000, you’ll find that Lancaster County offers a lifestyle that truly embraces the best of Virginia living.

Newest Lancaster County Public Schools Homes under $400,000

$379,000

4 Beds ⋅ 3 Baths ⋅ VALV2001234 MLS

Set on 2.075 acres, this well-maintained brick home offers 2,560 square feet of comfortable one-level living with two ensuite bedrooms, two additional bedrooms, and a full hall bath. Originally built in 1975 and expanded in 1991, the home features formal living and dining rooms, a spacious kitchen remodeled in 2005, original baths updated in 2019, a family room with a wood-burning fireplace, and a private office. The walk-out lower level includes a 640-square-foot recreation room with updated flooring, providing excellent flex space for entertaining or hobbies. Outdoor amenities include a covered slate and brick front porch, composite deck, carport, asphalt driveway, and a detached workshop/garage with power and water. Located in the quaint area of Lively, just a short 9 miles from Kilmarnock!

107 Jeffery Ave, Lancaster

$249,900

3 Beds ⋅ 1 Baths ⋅ VALV2001232 MLS

Welcome to 16 Apache Trail, a move-in-ready home nestled in the desirable Indian Creek Estates community in Kilmarnock, Virginia. Situated on approximately .58 acres, this charming 3-bedroom, 1-bath home offers approximately 1,230 square feet of comfortable living space, including a beautiful sunroom complete with a fireplace. Imagine cozy winter evenings relaxing by the fire, enjoying a favorite movie, or spending quality time with family and friends in this inviting space. The kitchen features stainless-steel appliances and provides a functional setting for preparing everyday meals and entertaining guests. The home also offers a spacious two-car garage, providing room for vehicles, storage, hobbies, a workshop, or the opportunity to create a personal exercise or recreational area. Beyond the home, Indian Creek Estates offers a lifestyle filled with recreation and outdoor enjoyment. Residents may have the opportunity to access community amenities through applicable membership options, including the golf course, swimming pool, Indian Creek Clubhouse, tennis and pickleball courts, marina, boating opportunities, and activities for children, including summer camp and more. With Indian Creek nearby and convenient access to the Chesapeake Bay, outdoor enthusiasts can enjoy boating, kayaking, fishing, and other water activities. This location also places you just minutes from the Town of Kilmarnock, where shopping, dining, entertainment, and community events are close at hand. Enjoy a movie or entertainment at the Compass Entertainment Complex, or spend an evening at Town Park enjoying community events, live music, movie nights, and outdoor activities. The park also provides a designated area for your four-legged family members to stretch their legs and enjoy some outdoor time. Whether you're looking for a comfortable primary residence, a place to enjoy weekends and vacations, or a home where you can embrace an active lifestyle, 16 Apache Trail offers the opportunity to enjoy the comforts of home while being surrounded by recreation, nature, and convenient amenities. Come experience the charm of Indian Creek Estates and discover why this property could be the place you've been looking for. This home is being sold as-is, where-is, and inspections are for informational purposes only, paid by the buyer. **Community Membership Disclaimer:** Any membership fees referenced are approximate and subject to change. Prospective buyers should verify current membership options, fees, availability, and associated amenities directly with the Indian Creek Estates Membership Director.

16 Apache Trl, Kilmarnock

$205,000

3 Beds ⋅ 2 Baths ⋅ VALV2001224 MLS

Solid, well built, and ready for its next chapter, this home on Mary Ball Road checks the boxes that matter. Set back with ample acreage around it, you get the privacy of not being right on top of the road while still having easy access to Route 3, so getting where you need to go is never a hassle. Inside and out, this property has everything you need. Spend your evenings relaxing on the screened in porch, taking in the quiet that comes with having space around you. The lot gives you room to spread out, garden, add on, or simply enjoy having land that's truly your own. Location works in your favor here too. You're close enough to Route 3 for a smooth commute or quick trip into Kilmarnock or Warsaw, yet tucked away enough to enjoy the peaceful, country feel that makes the Northern Neck special. If you're looking for a home that's well built, private, and easy to live in, this one is worth a look.

2610 Mary Ball Rd, Lancaster

$384,900

3 Beds ⋅ 2 Baths ⋅ VALV2001218 MLS

Built in 2025 by Stateson Homes, this cottage offers 1526 sq ft of one‑level living with 3 bedrooms and 2 baths. The home features Hardiplank siding, a paved driveway and sidewalk, and a 2‑car attached garage on a .213‑acre lot backing to a walking path. Inside, the open floor plan blends the kitchen, living, and dining areas for easy everyday flow. The kitchen includes solid‑surface counters, subway tile backsplash, stainless steel appliances, and a center island. The primary bedroom suite offers a walk‑in closet and an ensuite bath with a tile walk‑in shower and tile floors. Quality finishes include LVP flooring throughout all living spaces and bedrooms, plus tile floors in the separate laundry room and both baths. Thoughtful finishes, a bright open layout, and access to full Hills Quarter amenities make this property an easy fit for low‑maintenance living.

1 Lloyds, Irvington

$345,000

3 Beds ⋅ 2 Baths ⋅ VALV2001210 MLS

Discover the potential of this charming 3-bedroom, 2-bath home in the desirable waterfront community of Weems. Offering a flexible layout with two traditional bedrooms plus a loft that can serve as a third bedroom, office, studio, or additional living space. Enjoy limited views of the Rappahannock River and the peaceful surroundings of the Northern Neck. The home offers a solid opportunity for buyers looking to add their own personal touches and improvements. With some TLC, this property could become a wonderful full-time residence, weekend retreat, or investment opportunity. Conveniently located near Kilmarnock, Irvington, local marinas, dining, shopping, and the many recreational opportunities the Northern Neck has to offer. Bring your vision and make this Weems property your own!

316 Sunset Dr, Weems

$249,000

3 Beds ⋅ 2 Baths ⋅ VALV2001208 MLS

Full of potential and thoughtfully updated, this one-story brick rancher features 1,793 square feet of living space, wood floors, and an attached one-car garage. Major improvements—new heat pump, roof, windows, and fresh paint—provide peace of mind from day one. The home sits on a nice, open yard with a circular driveway and offers an ideal location for commuting to Kilmarnock, Warsaw, and Heathsville. Property being sold as-is, where is.

4795 Mary Ball Rd, Lancaster

$295,000

2 Beds ⋅ 1 Baths ⋅ VALV2001188 MLS

Enjoy the Chesapeake Bay lifestyle without the waterfront price tag! This charming 2-bedroom, 1-bath cottage offers comfortable one-level living and is just 2.5 miles (approximately a 4-minute drive) from Lancaster County’s spectacular new Westland Beach & Park, featuring a wide sandy beach and impressive public fishing pier on the Rappahannock River. Just around the corner, Windmill Point Marina offers boat slips, day passes to the waterfront pool, the popular Tiki Bar & Grill, and a public boat ramp providing quick access to the Chesapeake Bay for exceptional fishing, boating, and waterfront adventures. The home features HardiePlank siding, public water, a fenced backyard, and a detached garage that has been transformed into heated and cooled flex space, ideal for guests, a game room, home office, or hobby room. Whether you’re searching for a full-time residence, weekend getaway, or an investment property with excellent short-term rental (Airbnb/VRBO) potential, this property offers the opportunity to capitalize on the Northern Neck’s growing tourism market while giving guests easy access to beaches, boating, restaurants, and everything that makes Windmill Point one of Virginia’s favorite coastal destinations.

4393 Windmill Point Rd, White Stone

$400,000

5 Beds ⋅ 4 Baths ⋅ VALV2001186 MLS

Located in the heart of Kilmarnock’s sought-after Heatherfield community, this rare and spacious townhome offers the unique advantage of being a combined two-unit residence, creating over 5 bedrooms and 3.5 baths with exceptional flexibility. The main level features a privately situated owner’s suite at the rear of the home with direct access to the large courtyard, offering a peaceful retreat within the residence. A front guest bedroom provides ideal separation for visitors or a home office. The expansive vaulted living area creates an open, airy feel and flows seamlessly into a generously sized kitchen and dining space designed for comfortable everyday living and entertaining. New Wolf gas range and oven. Upstairs, you’ll find three additional bedrooms, a full bath, and impressive walk-in storage areas tucked within the eaves. A true standout feature is the rare two-car front-load garage, a valuable upgrade in Heatherfield, where most homes offer one or no garage at all. Heatherfield is a low-maintenance community allowing owners to enjoy walkability to restaurants, grocery stores, and shops, all just minutes from the conveniences of town and only five minutes to Chesapeake Boat Basin marina for boating enthusiasts. This home was nearly completed by the owner/builder and presents a unique opportunity for the next owner to personalize final finishes such as select flooring and lighting. A rare chance to secure exceptional space, location, and value in one of Kilmarnock’s most convenient communities.

15 Heatherfield Ct, Kilmarnock

$265,000

3 Beds ⋅ 1 Baths ⋅ VALV2001104 MLS

Move-in ready cottage situated on just over 1 acre, offering easy one-level living with no steps. The home features a primary bedroom with a large walk-in closet, an oversized Jack-and-Jill bath with double vanity, and two additional bedrooms with generous closet space. The kitchen includes custom live-edge black walnut countertops, while wood-look stamped concrete flooring throughout provides style and easy maintenance. Outdoor highlights include stamped concrete front and rear porches, a spacious backyard with an ideal garden area, and a shed-row outbuilding for storage. With thoughtful custom details and low-maintenance living, this is not your average cottage—it's a must-see.

274 Regina, Regina

$330,000

2 Beds ⋅ 2 Baths ⋅ VALV2001004 MLS

Welcome to this well-maintained ranch home in the desirable Heritage Point community of Lancaster, VA. Situated on 2.25 private acres, this property offers over 2,000 square feet of single-level living with 2 bedrooms, 2 full bathrooms, and a functional layout designed for comfort. The spacious combination kitchen and dining area flows into the family room, where exposed beams, wood floors, and a wood-burning fireplace create a warm and inviting space. The primary bathroom features both a soaking tub and a separate stall shower, while built-ins, ceiling fans, and main-level laundry add convenience throughout the home. As well as a gas fireplace (a propane tank located outside the home). Step outside to the deck overlooking the expansive yard, offering plenty of space to relax and enjoy the peaceful surroundings. The detached two-car garage and long driveway provide ample parking and storage. Additional features include central heating and air conditioning, a community well, a septic system, and included appliances: refrigerator, stove, range hood, dishwasher, washer, and dryer. The property comes with access to amenities at Heritage Point Community, which includes a community pool, clubhouse, and boat dock access. Located in Lancaster, VA, Heritage Point offers a quiet setting with convenient access to local marinas, restaurants, shopping, and the scenic beauty of Virginia's Northern Neck. Don't miss this opportunity to own a spacious home with acreage in Lancaster, VA, offering privacy, charm, and the ease of one-level living.

59 Hickory Rd, Lancaster

$349,900

4 Beds ⋅ 3 Baths ⋅ VALV2001094 MLS

Set on 1.55 acres, this brick one‑level home offers 1440 sq ft, 4 bedrooms and 3 full baths. Features include a living room with ample natural light, a kitchen/dining combo with gas fireplace and pantry, an owners suite with full bath, three guest bedrooms—one ensuite—and an additional hall bath. A partially finished basement provides bonus living space with a wood burning fireplace and ample storage. Laundry is conveniently located in the kitchen. Seller will consider replacing the roof before closing. The property boasts a private backyard with deck and fenced area, a large detached garage/workshop, and an expansive driveway for parking. Not in an HOA and conveniently located near the towns of Kilmarnock, Irvington and White Stone.

17 Wesley Ter, Weems

$48,500

3 Beds ⋅ 4 Baths ⋅ VALV2001086 MLS

A rare opportunity to own one of Lancaster County’s most recognizable historic properties. Situated in the heart of the county seat, the former Lancaster Tavern has welcomed travelers, locals, and visitors for more than two centuries. Dating to the late 1700s, this landmark property has served many roles throughout its history, including tavern, inn, restaurant, and gathering place. Following a devastating fire in 2020, the site now offers a unique opportunity for it's next steward. Few properties offer this combination of historical significance, visibility, acreage, and central location within Lancaster County’s governmental and cultural center. The possibilities are compelling: this is a rare property where the right buyer has the chance to leave a lasting mark on Lancaster County. The highly visible location along Mary Ball Road places you just steps from the courthouse, museum, local businesses, and community events, offering both prominence and potential. The existing improvements are being sold as-is, and buyers should conduct their own due diligence regarding the condition and future use of the structures. Historic significance, exceptional location, and untapped potential combine to create an offering that seldom comes to market. Bring your vision and become part of the next chapter of Lancaster Tavern’s story.

8373 Mary Ball Rd, Lancaster

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