Carmel Homes under $500,000

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Newest Carmel Homes under $500,000

$425,000

3 Beds ⋅ 1 Baths ⋅ 1059852 MLS

A sun-filled home tucked into the rolling landscape of Carmel, where hardwood floors, leafy windows, and an easy floor plan make everyday life feel just a little more tranquil. Just 1.5 hours from NYC, 50 Horsepound Road is a quietly charming home with a picturesque relationship to its surroundings. Built in 1960 and set on just over half an acre, this well-maintained property has the scale and simplicity that make houses of this era so enduring: comfortable proportions, straightforward architecture, and a connection to the outdoors. Inside, the living room is generous and opens through a broad arched doorway to a bright dining area wrapped in windows and greenery. It is a particularly lovely spot in the house with breakfast in the morning sun, long dinners in the evening, and the changing seasons just beyond the glass. The ridgeline view can be enjoyed from the eat-in kitchen and living room, while a beautiful Japanese maple sits just outside the dining area. Hardwood floors span throughout the living room and three bedrooms, which offer flexibility for full-time living, weekends away, or the increasingly useful home office or studio room. The rooms flow comfortably to one another, each with its own closet and natural light through Andersen windows throughout. Outside, the property sits within the soft hills and mature landscape that make this pocket of Putnam County so appealing. Trees frame the house as the terrain rises and falls around it, while the reality of proximity to everyday shopping tempers the feeling of being in the country. The large back deck offers enough space for outdoor dining parties and relaxing evenings. The backyard is perfect for a pool or vegetable garden. Recent improvements include a new roof in 2018, a new 30-gallon water heater in 2021, a new well pump and gutter system in 2022, and a new oil tank in 2025. The house is being sold with a 550v portable generator.

50 Horsepound Road, Carmel

$290,000

2 Beds ⋅ 1 Baths ⋅ 1059172 MLS

Welcome home to this lovingly maintained 2-bedroom, 1-bath second-floor condo, ideally situated in a peaceful, park-like setting. Move-in ready and thoughtfully cared for, this home offers comfortable living with an unbeatable commuter location walkable to the Metro-North station and conveniently close to major highways. The well maintained grounds feature an inground pool , BBQ grill area, basketball courts and soccer field. Enjoy easy access to shopping, dining, schools, and an abundance of outdoor recreation. A wonderful opportunity for a first-time buyer, commuter, or anyone looking for low-maintenance living in a convenient location.

46 Patterson Village Court, Patterson

$399,900

2 Beds ⋅ 2 Baths ⋅ 1057279 MLS

LAKEFRONT LIVING — Vacation All Year Long!Escape to your own private retreat and enjoy the beauty of Lake Carmel year-round. Whether you’re looking for peaceful weekends in the country or a place to enjoy every season, this charming lakefront home offers spectacular views and endless opportunities to relax and unwind. Step inside and immediately take in the breathtaking lake views through the large windows that fill the sunny breakfast room and spacious living room with natural light. The light filled kitchen offers plenty of counter space for preparing meals, while the adjacent dining room with vaulted ceilings provides the perfect setting for entertaining all while enjoying picturesque views of the lake. Retreat to the primary bedroom, where a large picture window offers a front-row view of Lake Carmel. Imagine waking up each morning to sparkling water just outside your window. This level also features a second bedroom, a full hall bath, and a convenient washer and dryer. The lower level provides even more space to relax and enjoy the lake lifestyle, featuring a versatile den/office, full bathroom, laundry room and spacious family room with direct access to the back patio. Step outside and take in the peaceful lake views from the patio, which stretches across the rear of the home and creates the perfect spot for morning coffee, outdoor dining, or simply unwinding at the end of the day. Enjoy kayaking along with other non-motorized water activities, or simply spend countless hours soaking up the beauty of your waterfront surroundings.Recent updates include fresh paint and new carpeting. Offered AS-IS, the home is ready for your vision and provides an opportunity to renovate and create your own lakefront retreat.

165 W Lakeshore Drive, Carmel

$200,000

1 Beds ⋅ 1 Baths ⋅ 1057375 MLS

Welcome to this beautifully appointed second-floor residence in the Fox Run community, where thoughtful updates, inviting living spaces, and a prime location come together with ease. The light-filled living room is enhanced by hardwood floors and recessed lighting, with a door opening to a private balcony that provides a lovely extension of the living space. The eat-in kitchen blends style and functionality with contemporary cabinetry, tile flooring, recessed lighting, and newer appliances. The generously proportioned bedroom offers a peaceful retreat with new carpeting and its own sliding glass doors leading to the balcony. A tastefully renovated full bath features stylish fixtures. Freshly painted throughout, the residence also benefits from upgraded plumbing and windows, tile flooring in the entry, energy-efficient water-filled electric baseboard heating, a new water heater, and a new wall-mounted air-conditioning unit—valuable improvements that enhance year-round comfort and efficiency. One assigned parking space plus an additional visitor space provides added convenience. Fox Run residents also enjoy a swimming pool with bathroom and changing room, playground, on-site laundry facilities, and private storage. Ideally positioned near the Metro-North train station, I-684, I-84, shopping, dining, and everyday conveniences, this move-in-ready residence presents an appealing combination of refined finishes, easy living, and exceptional accessibility.

319 Fox Run Lane, Carmel

$350,000

2 Beds ⋅ 1 Baths ⋅ 1056310 MLS

Most Lake Carmel cottages make you choose between the lake and elbow room. 37 Woodstock Road doesn't. Picture mornings on the lake and evenings by the fire: a single-level ranch on nearly a third of an acre — 13,068 square feet with 111 feet of frontage, one of the more generous lots in the community. At 1,114 square feet, it lives larger than the typical lake cottage: two bedrooms, a full bath, and a living room built around a wood-burning fireplace, everything on one easy floor. Outside, the yard is ready for a vegetable garden, a fire pit, a patio for summer dinners — or simply breathing room. Lake Carmel community rights include the private beaches, the lake and its walking paths. Swim and paddle in summer, walk the shoreline when the leaves turn, and watch the fireworks over the water. Why share walls and pay condo fees when you can own a detached home with lake rights? Enjoy it year-round or as a weekend retreat — Carmel Central School District, minutes to Route 52, I-84 and the Southeast Metro-North station, about 60 miles from New York City. Arrive in time for fall, when the fireplace earns its keep.

37 Woodstock Road, Carmel

$399,000

2 Beds ⋅ 2 Baths ⋅ 1055788 MLS

Your cottage by the lake awaits! Gorgeous lake views, lake rights and a spacious deck—here is your opportunity to enjoy the Lake Carmel lifestyle! This inviting 2-bedroom, 1.5-bath home was renovated in 2004, is move-in ready and has a huge 2nd floor bonus room. Offering a comfortable, easy-to-maintain layout ideal for first-time buyers, weekenders or those looking to downsize. Relax or entertain on the spacious deck while taking in the lake views, and enjoy the added convenience of plenty of off-street parking. The partially fenced property can easily be completed for pets or play, while lake rights offer the opportunity to enjoy days by the water just moments from home. The property has a nice blend of privacy, lake views and a bountiful garden just waiting for you to enjoy. Whether you're searching for a first home, weekend getaway, or a simpler place to call home, this charming lake-view cottage offers the perfect setting to slow down and enjoy every season. Convenient to shopping, dining, Metro-North and major roadways — an affordable opportunity to enjoy lake living in the Hudson Valley!

556 Route 52, Carmel

$499,000

3 Beds ⋅ 1 Baths ⋅ 1053119 MLS

Welcome to home to 13 Fairfield Road, a beautifully maintained home offering more space, charm and versatility than you might expect! Step inside to find a warm and inviting interior filled with thoughtful details, including beautiful wood ceilings in the bonus front room, a bay window, built-ins, pocket doors and generously sized rooms. The kitchen features gorgeous butcher block countertops, tile flooring and plenty of cabinetry, while the spacious living areas provide lots of room to relax and gather in front of the fireplace. The dining room is right off the kitchen and is perfect for holiday entertaining. The updated bath cleverly includes a washer and dryer tucked behind sliding closed doors for convenient main-level laundry. Comfortable bedrooms offer great space, with additional finished living space upstairs perfect for a bedroom, home office, guest space or whatever suits your needs. Outside is where the fun really begins! Enjoy a large deck, covered gazebo, above-ground pool and a level, beautifully kept yard with plenty of room for summer entertaining, gardening or simply relaxing. If the pool isn't enough then head over to beautiful Lake Carmel, offering even more opportunities to enjoy the outdoors, from relaxing by the water, walking the trails, to making the most of warm summer days. It’s like having a little vacation spot right in your own neighborhood! Conveniently located in Carmel Hamlet, with nearby recreation, parks and lake access, this lovingly cared-for home is ready for its next chapter. Move right in and make it yours!

13 Fairfield Road, Carmel

$399,000

2 Beds ⋅ 2 Baths ⋅ 1044726 MLS

Enjoy the best of Lake Carmel living in this updated two-bedroom, two-bath Colonial offering a flexible floor plan and comfortable spaces inside and out. The main level features an open living area, while upstairs you'll find two bedrooms and additional space that can be tailored to suit your needs. Fresh paint, newer flooring, and ductless split systems throughout make the home feel bright, clean, and comfortable year-round. Step outside to a level front yard and backyard patio with plenty of potential for entertaining and outdoor living. With lake rights to Lake Carmel's beaches and easy access to shopping, schools, transportation, and highways, this home offers flexibility, convenience, and a relaxed lake community setting.

12 Montrose Drive, Carmel

$349,000

2 Beds ⋅ 2 Baths ⋅ 979131 MLS

Welcome to The Clearing in the Woods. Discover the comfort and convenience of one-level living in the desirable, sought-after garden community “Clearing in the Woods” in Carmel. So close to a major local shopping center, highways, and just moments away from Putnam Hospital Center. Set within a welcoming residential setting with attractive amenities, this spacious two-bedroom, two-full-bath residence offers an inviting opportunity to create a home that reflects your personal style. Inside you'll find a thoughtfully arranged single-level floor plan. The dining room sits conveniently adjacent to the kitchen, while the living room provides a warm and welcoming gathering space, highlighted by a charming corner wood-burning fireplace and sliding glass doors that open to a private balcony—a peaceful spot to enjoy your morning coffee. The kitchen features newer solid cabinetry, offering a great foundation for future updates. Laminate flooring flows through the main living areas, while the bedrooms feature comfortable carpeting. Enjoy the added convenience of a prime reserved parking space—arguably one of the best parking spots in the community. Residents also have access to community amenities including an in-ground pool and playground, adding to the appeal of this well-located community. Competitively priced to provide an opportunity for the next owner to add their own finishing touches, this home offers excellent potential for comfortable living and personalization in a desirable Carmel setting.

606 Drew Lane, Carmel

$350,000

2 Beds ⋅ 1 Baths ⋅ 1049992 MLS

Welcome to 8 Huntington Road in Carmel Hamlet, NY, a charming 2-bedroom, 1-bath home offering comfort, convenience, and numerous recent updates. Located close to the water, this inviting property provides a peaceful setting while still being convenient to shopping, dining, recreation, and major roadways. The home features many new improvements, including a brand-new roof, offering added peace of mind for the next owner. Inside, you’ll find a comfortable, functional layout with two bedrooms, a full bath, and welcoming living spaces ready to make your own. Whether you're searching for a primary residence, weekend getaway, or a peaceful retreat, 8 Huntington Road is a wonderful opportunity to enjoy all that Carmel Hamlet has to offer. Move-in ready, recently improved, and close to the water—come see what makes this home special!

8 Huntington Road, Carmel

$445,000

2 Beds ⋅ 1 Baths ⋅ 1044822 MLS

Picture-perfect and beautifully presented, this inviting 2-bedroom ranch offers easy one-level living with a bright, fresh feel in the desirable Lake Carmel community. Thoughtfully enhanced throughout, the home offers a sophisticated blend of modern style, comfort, and timeless appeal. Attractive flooring, modern lighting, crisp finishes, and a comfortable open layout come together to make the interior feel both welcoming and spacious. At the heart of the home is a generous kitchen featuring white cabinetry, stainless steel appliances, ample counter space, and an easy flow into the dining area and living room. Sliding glass doors open directly to a spacious deck overlooking the backyard—an ideal extension of the living space for outdoor dining, entertaining, or simply relaxing and enjoying the peaceful surroundings. Two comfortable bedrooms and a full bath complete the main level. Downstairs, approximately 700 additional square feet of unfinished walkout basement space offers excellent storage and tremendous potential for future use. With direct outdoor access and plenty of room to work with, this versatile lower level provides valuable flexibility for the next owner. A one-car garage, partial fencing, electric heat, and lake rights to Lake Carmel further enhance the home's appeal. Whether you're purchasing your first home, downsizing, or searching for a weekend retreat, 27 Dunwoodie Road offers a wonderful combination of charm, flexibility, and location. Enjoy the recreation and natural beauty of the Lake Carmel area while remaining convenient to shopping, dining, major roadways, and Metro-North. A special home ready to be enjoyed!

27 Dunwoodie Road, Carmel

$365,000

2 Beds ⋅ 2 Baths ⋅ 1044188 MLS

There is so much to love about this beautifully maintained 2-bedroom, 1.5-bath home in desirable Springside Commons, where affordability, space and an incredibly convenient Carmel location all come together. From the moment you arrive, you can see the pride taken in this well-kept community, and once inside, this home continues to impress. The main level opens to a spacious, bright eat-in kitchen with plenty of room to gather around the table. From here, the layout flows naturally into a large open living and dining room combination, giving you flexibility to arrange the space in a way that works for you. Sliders lead directly to the back patio, extending your living space outdoors for morning coffee, summer dinners or simply a quiet place to unwind. A half bath and deep storage closet complete this level. Upstairs, both bedrooms are generously sized. The primary bedroom features a large double closet along with direct access to the full bath, while the second bedroom offers plenty of room and great closet space of its own. Having the laundry conveniently located on this level is another everyday feature you will appreciate. And then there is the basement! Running the length of the home, this huge additional space is such an unexpected bonus. Keep it as incredible storage or create the gym, recreation space, guest area, hobby room or home office you have been wishing for. There is so much potential to finish it in whatever way suits your needs. The location makes everyday life and commuting remarkably convenient. Croton Falls, Southeast and Brewster train stations are all nearby, along with Putnam Hospital Center, Routes 684 and 84 and an abundance of shopping, restaurants and everyday necessities. Whether commuting to Westchester, Connecticut or New York City, or simply wanting everything close to home, this is a location that works. Add public water and sewer, parking for two vehicles plus guest parking, low taxes and an incredibly low monthly maintenance of just $212, and the value becomes even harder to overlook. Whether this is your first home, your next home as you simplify, or the place you decide to stay for years to come, Springside Commons offers something for so many stages of life. Immaculate, spacious, affordable and exceptionally well located, this is one you will be glad you found.

307 Alexandra Court, Carmel

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