Westchester County Homes under $400,000

Welcome to Westchester County, New York—a vibrant and picturesque haven that beautifully blends suburban charm with urban convenience. Nestled just north of New York City, Westchester boasts a rich tapestry of diverse communities, stunning landscapes, and an array of cultural offerings. With its rolling hills, serene parks, and charming downtowns, it’s no wonder that Westchester is a sought-after destination for families, young professionals, and retirees alike.

One of the most appealing aspects of Westchester County is the availability of homes under $400,000, making it an attractive option for those looking to enter the housing market without breaking the bank. From cozy bungalows to quaint townhouses, there’s a wide variety of properties that cater to different lifestyles and preferences. Many of these homes are nestled in friendly neighborhoods, often featuring tree-lined streets and access to excellent schools, parks, and recreational facilities.

Living in Westchester means enjoying a balanced lifestyle. Residents can take advantage of the county's excellent public transportation options, including Metro-North trains that whisk you into Manhattan in under an hour. Additionally, Westchester is home to a plethora of shopping, dining, and entertainment options, ensuring there’s always something to do.

Whether you’re a first-time homebuyer or looking to downsize, Westchester County offers a unique blend of affordability and quality of life. Discover your dream home in this beautiful region today, and embrace the welcoming community and vibrant lifestyle that Westchester has to offer!

Newest Westchester County Homes under $400,000

31 Pondfield Road West Unit #51, Bronxville

$229,000

1 Beds ⋅ 1 Baths ⋅ 1058278 MLS

Welcome to Unit 51 at Tudor Arms, a charming 1-bedroom, 1-bath corner co-op filled with natural light and timeless character. Beautifully restored hardwood floors flow throughout the apartment, complementing a renovated kitchen with granite countertops and new appliances. The modern bathroom offers an updated feel while the home retains its distinctive old-world charm, including the original safe tucked inside the bedroom closet. As a corner unit, the apartment shares only one wall with a neighboring residence, offering an added sense of privacy. Tudor Arms offers a variety of amenities, including a fitness center, laundry room, storage, indoor parking with a current waitlist, a live-in superintendent, and a beautifully maintained courtyard. A wonderful combination of classic architectural character, modern updates, and comfortable living in a well-maintained building.

31 Pondfield Road West Unit #51, Bronxville

14 Granada Crescent Unit #19, White Plains

$324,500

1 Beds ⋅ 1 Baths ⋅ 1058222 MLS

Welcome to resort-style living at the Granada Crescent development! This complex is a commuter’s dream, offering walking distance to the bus and close proximity to the Metro-North station in White Plains, providing a quick 45-minute commute to NYC's Grand Central Terminal. Additionally, the complex is located near excellent shopping and fantastic restaurants. Granada Crescent offers an array of desirable amenities, including a clubhouse with a kitchen, a private pool, and a playground with a BBQ area. There is plenty of parking, including two unassigned parking spaces and ample guest parking. This highly desirable, top-floor, move-in-ready 1-bedroom, 1-bathroom condo has been beautifully and fully renovated. The unit features a welcoming entrance foyer with a large closet and a spacious living room with rich flooring and a sliding glass door that opens onto a private balcony. The updated kitchen boasts quartz countertops and new stainless-steel appliances, flowing seamlessly into a bright, spacious dining area. The updated bathroom features a new, elegant vanity. For your privacy and convenience, the unit includes a full-sized, private in-unit washer and dryer. The large, king-sized bedroom features new flooring and tons of closet space. The unit also includes access to a large, private storage area with 24-hour access. The monthly association fee generously includes heat and hot water, in addition to covering the resort-style amenities, snow removal, and landscaping. Located in Building 14, this unit provides two convenient entrances: one at the front of the building and another via the walkway from the back. This condo is a real gem! Don’t miss out—call and schedule your private showing today!

14 Granada Crescent Unit #19, White Plains

$159,900

1 Beds ⋅ 1 Baths ⋅ 1052826 MLS

Move-in-ready one-bedroom offering comfort, convenience, and an ideal Mamaroneck location. Newly painted and featuring hardwood flooring throughout, this first-floor residence offers a comfortable, well-designed layout with stainless steel appliances and plenty of well lit closet space. Evelyn Court is a pet-friendly co-op with the option to purchase with as little as 10% down. Residents enjoy common laundry, as well as access to storage for a nominal additional monthly fee. Ideally located close to Harbor Island Park and beach, local restaurants, shops, and Metro-North, this home makes it easy to enjoy all that Mamaroneck has to offer while providing a convenient commute to New York City. Move right in and enjoy the best of village living and the Sound Shore lifestyle.

604 Tompkins Unit #B15, Mamaroneck

440 Warburton Avenu Avenue Unit #4J, Yonkers

$250,000

2 Beds ⋅ 2 Baths ⋅ 1058178 MLS

WOODSTOCK MANOR – SPONSOR UNIT | NO BOARD APPROVAL REQUIRED. Welcome to Woodstock Manor! This beautifully renovated, early post-war Maisonette-style residence offers comfortable living with modern updates and timeless appeal. This spacious unit features 2 bedrooms, 2 bathrooms -both bathrooms have been beautifully updated with classic, subway tile finishes. (Master bedroom has its own en-suite bathroom) along with a generously sized living room and separate dining area. The completely renovated galley kitchen features sleek stone countertops, stainless-steel appliances, and brand-new cabinetry. Building amenities include a resident superintendent, onsite laundry room, storage available for $30/month, and outdoor parking available for $30/month, subject to availability. Enjoy a convenient 7-minute walk to the MTA Hudson Line’s Glenwood Train Station, offering a scenic 49-minute ride along the Hudson River to Grand Central Terminal. Ideally located near some of the area's wonderful attractions, including the Hudson River Museum, Philipse Manor Hill, Untermyer Gardens Preserve, downtown waterfront dining, and Ridge Hill shopping.

440 Warburton Avenu Avenue Unit #4J, Yonkers

505 Central Avenue Unit #305, White Plains

$139,000

1 Beds ⋅ 1 Baths ⋅ 1058097 MLS

Welcome to this lovely 3rd floor 1 bedroom coop located in White Plains. This inviting home offers comfortable living in a well maintained building with a great location. Enjoy the convenience of laundry facilities on every floor, making everyday living easy. The building exterior , lobby, hallways and mailroom have all been recently renovated, offering a fresh modern feel from the moment you arrive. Ideally located close to shopping, restaurants, and everyday conveniences, with easy access to bus transportation and White Plains Metro-North train station, making commuting a breeze. Whether you're a first time buyer, downsizing, or looking for a location close to all this co-op offers comfort, convenience, and an excellent location.

505 Central Avenue Unit #305, White Plains

$280,000

2 Beds ⋅ 1 Baths ⋅ 1057825 MLS

What an absolutely excellent opportunity! Come see this adorable cottage in the charming, unique, and AMAZING 44-home community that is Campwoods Grounds! As you walk through the property, you will notice the care that owners put into their homes...The attention to detail, the personal landscaping - in addition to the common areas, and the overall meticulousness is evident across the grounds. This two-bedroom cottage is ready for the lucky buyer(s) to add THEIR own personal touches, but plenty of wonderful features are already in place: A nice-sized eat in kitchen, beautiful hardwood floors downstairs, and a 120-square foot screened in porch are just some of these highlights. There are also two split heat/ac systems for efficiency, one up and one downstairs, as well as a gas furnace if desired for those absolutely frigid winter days/nights. The Campwoods Grounds community also boasts an extensive community garden, LARGE auditorium for neighborhood functions and other events, and a schedule of neighbohood get togethers to enjoy when you want to stay close to home. All of this, so convenient to all, and at a superb price point for the Ossining School District! Taxes with the STAR discount would be $4302/yr.

30 Campwoods Grounds, Ossining

$239,000

1 Beds ⋅ 1 Baths ⋅ 1058116 MLS

Scarsdale Country Estates co-op! Cute as a button, this unit checks all the boxes for an easy, carefree lifestyle! Here's your chance to own in one of the most sought-after pre-war Tudor garden communities in Westchester. 52 Underhill Road, Unit ML, in the Cambridge Building is a one-bedroom, one-bathroom home in the award-winning Edgemont School District, and it is ready for you to move right in. Sunshine pours into this freshly painted home from the moment you step into the foyer. The sun-drenched living room flows right into the dining area, with gleaming hardwood floors and plenty of closets along the way. The kitchen is a showstopper, with brand-new stainless steel appliances, including a stainless steel microwave oven, an updated tile floor with tile inlay, and a window looking out over the playground. There is plenty of room for an eat-in kitchen area too! Want an even more open feel? A former doorway between the kitchen and dining room was sheetrocked over and can be reopened. A floor plan is in the additional documents. And here's something you rarely find in a co-op: no common walls and only one owner above, so this floor belongs to you! Your storage unit (Room #3) is right next to the apartment, and the laundry room, with updated machines, is just a hop and a skip beyond it. No hauling baskets across the complex! Pets are welcome, and having an on-site superintendent is such a plus. The complex also has a barbecue area for picnics and sunset dinners! Parking is free! Unassigned, first-come, first-served spots are on the grassy green area, with extra parking on Paradise, at the south complex lot, and across the street at Burger King. Want your own spot? Join the waitlist for assigned parking or a garage space, with garages at $125 per month. Commuters, this one is for you! The Bee-Line #65 bus picks up at the driveway and gets you to the Scarsdale Metro-North station in about 10 minutes, and from there express service has you at Grand Central in about 30. Station permits are available at both Scarsdale and Hartsdale. Prefer to drive? Three highways are minutes away: I-287, the Bronx River Parkway, and the Hutchinson River Parkway. Shopping, dining, and everything else you need are close by. The numbers are just as attractive. The unit carries 168 shares, and monthly maintenance is only $953.69, which includes heat, hot water, water, and sewer. Storage is $50 per month, electric is through Con Edison, and trash collection is public. The flip tax at resale is $10 per share. The complex is managed by Garthchester Realty, (914) 725-3600. Buyer requirements for Scarsdale Country Estates are a 20% down payment, a credit score of 750+, a maximum debt-to-income ratio of 33%, and post-closing reserves equal to six months of combined mortgage and maintenance. House rules must be signed and agreed to, and owners must live in the unit for two years before subletting. The sale is subject to co-op board approval. Where else in Westchester County can you find all of this at a price like this? Save money, invest, and travel, all while coming home to a community where everything is done for you and life is peaceful and serene. Don't miss it!

52 Underhill Road Unit ##ML, Scarsdale

485 East Lincoln Avenue Unit #212, Mount Vernon

$100,000

1 Baths ⋅ 1058043 MLS

Welcome to this bright and well-lit studio apartment at 485 East Lincoln Avenue Mount Vernon. This inviting space offers a comfortable layout with an abundance of natural light, making it an ideal home for those seeking convenience and accessibility. Ideally located near Metro-North, major highways, shopping, dining, and everyday conveniences. Enjoy an easy commute with a short ride to New York City, making this a convenient choice for commuters and city professionals alike.

485 East Lincoln Avenue Unit #212, Mount Vernon

636 N Terrace Avenue Unit #2B, Fleetwood

$185,000

2 Beds ⋅ 1 Baths ⋅ 1055928 MLS

Welcome to 636 North Avenue Terrace, Unit 2B, nestled in the vibrant neighborhood of Mount Vernon! This delightful two-bedroom, one-bath co-op offers a warm and inviting atmosphere with a generous 900 square feet of thoughtful layout. Bask in the morning sun with east-facing exposure, allowing natural light to illuminate your beautiful living space. The living room effortlessly combines comfort and functionality, accommodating both your lounge area and a dining area. The windowed, eat-in kitchen, offering generous storage and charming views. The primary bedroom is spacious enough for a king-size bed and more, while the second bedroom serves as a cozy retreat or a sleek home office. Step out onto your private balcony to relish a moment of tranquility with a favorite book or morning coffee as you take in the bustling street views below. While the building exudes low-rise charm with its 16 floors, it comes equipped with a live-in superintendent to ensure your needs are addressed efficiently. Pet lovers will be thrilled to know that your furry companions are welcome too! The convenient location places you close to the Metro North train station, offering seamless transit connections. Whether it's dining, shopping, or leisure that you seek, the local area beckons with its array of restaurants and retail options. Interested in making this co-op your own? Schedule a viewing today and let this Mount Vernon gem welcome you with open arms! Photos are digitally staged.

636 N Terrace Avenue Unit #2B, Fleetwood

$210,000

1 Beds ⋅ 1 Baths ⋅ 1057379 MLS

In Yonkers, Welcome to this inviting first-floor, 1-bedroom, 1-bath co-op offering a bright, open layout and comfortable modern living. The spacious living and dining area flows seamlessly into the open-concept kitchen, featuring crisp white cabinetry, generous counter space, stainless steel appliances, and a large center island with seating—perfect for casual dining and entertaining. Beautiful hardwood floors add warmth throughout the main living space, while the updated full bathroom features clean, contemporary finishes. The first-floor location provides convenient access. Step outside and enjoy the community’s outdoor park area with scenic views of the Hudson River, creating a wonderful setting to relax and take in the surroundings. A great opportunity for anyone looking for the ease of co-op living combined with a spacious interior, updated kitchen, and beautiful river views just outside your door.

1 Hawley Terrace Unit #1G, Yonkers

$210,000

1 Beds ⋅ 1 Baths ⋅ 1056396 MLS

Welcome to Kimberly Gardens a coop community in Yonkers. This unit is nicely maintained and ready for you to move right in. The unit features a new kitchen, updated recessed lighting and plenty of closet space. The unit provide great lighting throughout the day. The complex has a laundry room on the first floor and a recently renovated main entrance. Cross County Center is close by, for shops and restaurants. It is a short walk to Metro North (Fleetwood Station), which is a 30 minute ride to Grand Central Station. Public buses are available on Midland Avenue and Cross County Center. There is easy access to major highways and parkways.

1304 Midland Avenue Unit #B41, Yonkers

$289,000

1 Beds ⋅ 1 Baths ⋅ 1057513 MLS

Enjoy life at the Croydon, just a quick hop away from Bronxville Village, shops and train. This super pristine and ultra spacious one bedroom offers a lovely sunken living room with large entertainent cabinet and a generous open plan flex space, perfect for dining or a home office. The oversized eat in kitchen features a windowed breakfast area, stainless steel appliances and granite countertops. The bedroom offers two large closets and two sunny exposures. All this and so close to the building's freshly renovated west facing terrace with inviting outdoor seating and attractive plantings. Renting is allowed in the building for 2 years following 3 years of ownership. And owners can take advantage of the Garrett Park Yonkers permit for just $25/year. Fabulous bike and walking paths a short stroll away too!

35 Parkview Avenue Unit #1D, Bronxville

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