Dutchess County Homes under $400,000

Welcome to Dutchess County, New York—an enchanting blend of natural beauty and vibrant community life. Nestled in the scenic Hudson Valley, Dutchess County offers a rich tapestry of history, culture, and outdoor adventures. With its rolling hills, charming towns, and picturesque river views, this region is a haven for those seeking a serene yet engaging lifestyle.

Dutchess County is home to a variety of attractions, from the historic estates of the Hudson River to the bustling streets of Poughkeepsie, where you can enjoy shopping, dining, and cultural events. Outdoor enthusiasts will find endless opportunities for exploration, with numerous parks, hiking trails, and waterways waiting to be discovered. The county’s commitment to preserving its natural landscapes ensures that residents can enjoy the great outdoors year-round.

For those looking to plant roots in this idyllic setting, Dutchess County offers an array of homes priced under $400,000. Whether you’re seeking a cozy cottage, a charming colonial, or a modern townhouse, there are options to suit every taste and lifestyle. These homes provide an excellent opportunity for first-time buyers, families, or anyone looking for a peaceful retreat without sacrificing convenience.

With its affordable housing market and an abundance of amenities, Dutchess County is not just a place to live; it’s a place to thrive. Discover your dream home in this captivating region and experience the perfect balance of tranquility and community spirit that Dutchess County has to offer!

Newest Dutchess County Homes under $400,000

1668 Route 9 Unit #12D, Wappingers Falls

$199,000

1 Beds ⋅ 1 Baths ⋅ 1053211 MLS

Hard-to-Find, All-One-Level Unit! Welcome home to this beautifully renovated 1-bedroom, garden-style unit in Woodhill Green Condominiums. Bright & spacious, this move-in-ready home offers comfortable, low-maintenance living in a convenient location just off Route 9. All freshly painted, new bath, updated kitchen/appliances & quality vinyl flooring. The monthly HOA INCLUDES heat & hot water, cooking gas, water/sewer, snow removal, pool and grounds maintenance. Additional conveniences include an on-site laundry facility, assigned parking for one car, ample visitor parking and a pet-friendly community. Located in the heart of Wappingers, close to shopping, restaurants, everyday conveniences and the New Hamburg Metro-North train station. You’ll love this spacious yet cozy, move-in-ready condo. Come see for yourself - schedule a tour today!

1668 Route 9 Unit #12D, Wappingers Falls

$239,000

2 Beds ⋅ 1 Baths ⋅ 1053210 MLS

Welcome home to this beautifully renovated 2-bedroom, 1-bath upper-level unit in Woodhill Green Condominiums. Bright & spacious, this move-in-ready home offers comfortable, low-maintenance living in a convenient location just off Route 9. All freshly painted, new bath, updated kitchen/appliances & quality vinyl flooring. The monthly HOA INCLUDES heat & hot water, cooking gas, water/sewer, snow removal, pool and grounds maintenance. Convenient on-site laundry facility assigned parking for one car, ample visitor parking and a pet-friendly community. Located in the heart of Wappingers, close to shopping, restaurants, everyday conveniences and the New Hamburg Metro-North train station. You’ll love this spacious yet cozy, move-in-ready condo. Come see for yourself - schedule a tour today!

1668 Route 9 Unit #3H, Wappingers Falls

$169,000

3 Beds ⋅ 2 Baths ⋅ 1058201 MLS

Say goodbye to stairs and snow shoveling! This rare and spacious three bedroom, two full bath co-op in Highview Estates offers the ultimate easy-living lifestyle. Located on the first floor with just one single step to enter, this unit features large rooms and a private deck with a view, perfect for relaxing. Your monthly HOA fee covers taxes, water and sewer, trash removal and snow removal for stress free budgeting. You are in a prime location here just 10 minutes to the train station and minutes from shopping, dining, and banking. Parking has been made easy and features one assigned space plus abundant visitor parking. Don't miss this rare opportunity to own a three bedroom layout in this community. Some pictures have been virtually staged to show you the ease in which this unit could shine. Board approval is required.

26 Cooper Road Unit #205, Poughkeepsie

$199,000

2 Beds ⋅ 1 Baths ⋅ 1051150 MLS

Welcome to easy one-level living at Beechwood South Condominiums! This beautifully renovated 2-bedroom, 1-bath Garden style condo is bright and spacious for comfortable everyday living. All freshly painted, new bath, kitchen/stainless steel appliances & quality vinyl flooring. Both bedrooms are generously sized, and with no steps into the unit, everything is conveniently accessible on one level. During the warmer months, enjoy the community in-ground pool. The monthly HOA includes heat, hot water, water/sewer, garbage, grounds maintenance, pool service, mowing and snow removal. This pet-friendly complex is conveniently located just off Route 9, minutes from shopping, restaurants, hospitals, the Poughkeepsie train station and major commuter routes. Low-maintenance living in a convenient Hudson Valley location!

2710 South Road Unit #A5, Poughkeepsie

$349,900

4 Beds ⋅ 2 Baths ⋅ 1058134 MLS

This spacious Raised Ranch home offers 4 bedrooms, 1.5 baths, and generous living space, with plenty of potential for its next owner. Recent improvements include beautiful hardwood flooring throughout the upper level, a new water heater, and a new expansion tank. The home features a functional layout, an enclosed porch, a full basement with outside access, and a 2-car garage in the lower half of the basement area. A large private driveway provides off-street parking for approximately 6 additional vehicles. The home is situated near hospitals, major highways, and the train station—a great opportunity for buyers looking to add their personal touches and make this their home. The property is being sold in its present condition.

200 South Avenue, Poughkeepsie

$399,000

4 Beds ⋅ 2 Baths ⋅ 1056313 MLS

Welcome to this spacious and well-maintained home with over 2000 sf of living space. This beautiful move in ready 4 bedroom, 2 bath home with its bright open floor plan is ready for its new owners. Enjoy the conveniences of natural gas heating and municipal water and sewer. Updates include fresh paint , stainless steel appliances and new roof. The private rear yard is perfect for kids to play. This home is across from the the Historic Walkway Over The Hudson and minutes to the Metro North Train Station, major commuter highways , Vassar College, Marist University ,CIA, Vassar Brothers Medical Center, Mid-Hudson Regional Hospital, IBM, shopping, 5 Star Restaurants and waterfront.

48 Parker Avenue, Poughkeepsie

$215,000

1 Beds ⋅ 1 Baths ⋅ 1057148 MLS

Tucked away from the main road, you will find the Cherry Hill community. This second floor, one bedroom, one bath condo is a well maintained, comfortable find. Located within a short distance from shopping and just a few miles from Route 44. An updated kitchen, fairly new rugs (2025), and large primary closet are key features of this property. Reloadable smart cards make for easy, accessible laundry on the complex grounds. Sit back and relax on your personal balcony. HOA 410/month

616 Cherry Hill Drive, Poughkeepsie

10 Alpine Drive Unit #D, Wappingers Falls

$287,000

2 Beds ⋅ 2 Baths ⋅ 1057742 MLS

Welcome home to this beautifully maintained 2-bedroom, 1.5-bath townhouse-style condo in the desirable Montclair Community of Wappingers Falls. Offering 1,100 square feet of comfortable living space, this home combines convenience, value, and low-maintenance living in a great Hudson Valley location. The bright and spacious main level welcomes you with an open living and dining area and sliding glass doors leading to your patio—the perfect spot to enjoy your morning coffee, unwind at the end of the day, or entertain outdoors. The kitchen also has convenient in-unit laundry area. A half bath completes the first floor along with a large and tall closet. Upstairs, you’ll find two generously sized bedrooms along with a full bath, providing a comfortable and functional layout with plenty of space to make your own. Montclair offers even more with an in-ground community pool, tennis courts, assigned off-street parking, and beautifully maintained grounds. The HOA fee provides exceptional value and includes heat, hot water, snow removal, garbage, and grounds maintenance. Conveniently located near Route 9D, Metro-North, shopping, restaurants, recreation, and major commuter routes, including I-84, this home puts everything the Hudson Valley has to offer within easy reach. Whether you’re looking for your first home, downsizing, or simply want the convenience of condo living, this Montclair townhouse offers a wonderful opportunity. So much to offer at an attractive price—come see it for yourself and make it yours!

10 Alpine Drive Unit #D, Wappingers Falls

$172,000

2 Beds ⋅ 1 Baths ⋅ 1057722 MLS

This inviting two-bedroom, one-bath condo offers a bright, spacious living room and a comfortable dining area. Two generously sized bedrooms provide plenty of room to relax. Enjoy the convenience of a community inground pool with a patio area. Monthly HOA fees include heat and hot water. Conveniently located just off Route 9, with easy access to shopping, restaurants, hospitals, and the Poughkeepsie train station. A wonderful opportunity to enjoy comfortable condo living in a convenient location!

2710 South Rd Unit #F7, Poughkeepsie

$219,999

1 Beds ⋅ 1 Baths ⋅ 1057441 MLS

This fully renovated, second-floor condo features one bedroom, one full bathroom, new carpeting, and a brand-new in-unit washer and dryer. Turnkey and move-in ready, this condo needs no work—just unpack and enjoy! Conveniently located near shopping and dining in the Village of Fishkill and along Route 9, with local parks and Hudson Valley recreation nearby. Access to I-84 and Beacon’s Metro-North station provides convenient options for commuting and travel.

14 Fern Court Unit #H, Fishkill

21 Village Park Drive Unit #1B, Fishkill

$275,000

1 Beds ⋅ 1 Baths ⋅ 1057320 MLS

No stairs! Park outside your condo and enter directly into this spacious, bright home. The inviting living room features a sliding glass door that opens to your private patio - perfect for relaxing or entertaining. The dining area flows into a functional galley kitchen. The generously sized bedroom offers excellent storage with two walk-in closets. The Village Park is conveniently located near Route 9, I-84, transportation, and the shopping and dining options along Main Street in Fishkill, with its numerous restaurants and amenities.

21 Village Park Drive Unit #1B, Fishkill

$399,500

2 Beds ⋅ 3 Baths ⋅ 1056758 MLS

Welcome to 11 Rambling Brook Lane, Casperkill Ridge, a beautifully maintained 2-bedrooms, 2-1/2-bath townhome offering first floor Primary bedroom and primary bath, approximately 1,476 square feet of comfortable, low-maintenance living. This inviting two-level home features a new roof installed in 2026, an attached garage, central air conditioning and cozy fireplace. The thoughtfully designed layout provides comfortable space for everyday living, relaxing, and entertaining. A lovely pool with facilities and play area. The two bedrooms offer privacy and flexibility, while the 2-1/2 bathrooms add convenience for both residents and guests. Walk in attic storage. The attached garage provides secure parking and additional storage. Enjoy a convenient location just a 8-minute drive from the New Hamburg Metro-North station, with train travel to New York City taking approximately 1-1/2 hours, depending on the service. Shopping, dining, major roadways, and the many attractions of the Hudson Valley are also nearby. With its recent updates, practical layout, and low-maintenance townhouse lifestyle , 11 Rambling Brook Lane offers an excellent opportunity for a convenient Hudson Valley location.

11 Rambling Brook, Poughkeepsie

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