New Rochelle Homes under $400,000

Welcome to New Rochelle, a vibrant jewel nestled in Westchester County, New York. Just a stone's throw away from the hustle and bustle of Manhattan, this charming city offers the perfect blend of suburban tranquility and urban convenience. With its picturesque waterfront, lush parks, and a rich tapestry of cultural diversity, New Rochelle is an ideal place to call home.

For those seeking affordable housing options, New Rochelle presents an attractive opportunity with homes priced under $400,000. This is a rare find in the competitive New York real estate market, making it an ideal time for first-time buyers, families, or anyone looking to invest in a thriving community. These homes often boast character and charm, featuring unique architectural styles that reflect the city’s historical roots.

Living in New Rochelle means enjoying an array of amenities, including excellent schools, a variety of shopping and dining options, and easy access to public transportation. The city is well-connected, with Metro-North trains whisking you to Grand Central Station in under 40 minutes. Spend your weekends exploring the beautiful waterfront parks, indulging in local cuisine, or taking part in community events that celebrate the city's rich culture.

Whether you’re looking for a cozy starter home or a charming townhouse, New Rochelle offers an array of options that cater to diverse lifestyles. Embrace the opportunity to own a piece of this dynamic city without breaking the bank. Discover your dream home in New Rochelle today, and experience the perfect balance of city life and suburban comfort!

Newest New Rochelle Homes under $400,000

$270,000

1 Beds ⋅ 1 Baths ⋅ 1051100 MLS

Water views from every room? Welcome to Unit 6P at The Shoreline. This fully renovated one-bedroom pairs Long Island Sound views with a bright, open layout, sleek white cabinetry, stainless steel appliances, and four closets—including a walk-in. Yes, four closets in a one-bedroom. Storage will definitely not be the problem here. And the apartment is only part of it. The Shoreline offers a modern fitness center, stylish co-working space, and a community room. Giving you plenty of room to work, work out, or entertain without leaving the complex. When you do head out, you’re close to Downtown New Rochelle’s restaurants, shopping, waterfront parks, and Metro-North, making getting into Manhattan easy. Renovated interiors, water views, great amenities, and plenty of storage, Unit 6P checks a lot of boxes. Come see why The Shoreline has become one of New Rochelle’s most exciting places to call home.

220 Pelham Road Unit #6P, New Rochelle

61 White Oak Street Unit #5H, New Rochelle

$399,999

3 Beds ⋅ 1 Baths ⋅ 1056338 MLS

FREE PARKING FOR ONE YEAR --ASSIGNED SPACE---STUNNING RENOVATION-- 3 BEDROOM / 1 BATH CO-OP.....Tons of Natural Light!!!!....Custom cabinets,, S/S Appliances, Granite Tops.. Bath has ALL NEW double sink vanity, tile & fixtures. Recessed lights, NEW crown & base molding. ALL NEW doors, electrical, plumbing and more. Monthly charges: $ 1530 includes ELECTRIC, HEAT, HOT WATER & GAS. FREE storage rooms, private picnic areas, community room and gym. This is a wonderful community with great neighbors. Iona University (one block away) offers many amenities and services to the neighborhood. This Unit qualifies for a 19% Grant (New Rochelle / WRO program) AND a $ 7,500 CASH Grant towards Closing Costs. STAR CREDIT: $150/MONTH

61 White Oak Street Unit #5H, New Rochelle

$173,900

1 Beds ⋅ 1 Baths ⋅ 1048818 MLS

Bring your vision to life at Calton Court. This spacious one bedroom residence offers a wonderful opportunity to create a home that reflects your own personal style. Hardwood floors and classic pre-war character provide a great foundation, while the generous layout offers plenty of potential to make the space truly your own. Set within a charming pre-war elevator building in a peaceful residential setting, residents enjoy common laundry, bike storage and access to a fitness center. Step outside to beautifully maintained grounds featuring a BBQ area, firepit and comfortable seating in an inviting setting for relaxing or gathering with friends. Conveniently located near shopping, parks and transportation, this home offers a wonderful combination of space, character and convenience. Whether you’re a first time buyer, downsizing or looking for a home you can customize to your taste, Unit 3D is a special opportunity to make your mark in New Rochelle.

43 Calton Road Unit #3D, New Rochelle

$130,000

1 Beds ⋅ 1 Baths ⋅ 1046516 MLS

Welcome to Trinity Arms, a beautifully maintained co-op community located in the heart of New Rochelle. This sun-filled, one-bedroom, one-bathroom unit features hardwood floors throughout, is freshly painted, and has an open-concept living, dining, and kitchen area equipped with brand-new stainless steel appliances, a classic tub and shower combination, and a spacious bedroom with two large closets. Key building amenities include one free assigned parking spot, a live-in superintendent, dedicated bike racks, common laundry, and storage accessible without stepping outside. Heat and water are included in your monthly maintenance. Situated just minutes from downtown New Rochelle's dining, shopping, gyms, farmers market, and waterfront parks, this home is also under a mile from the Metro-North station for a ~35-minute commute into Manhattan, offering unbeatable convenience and everything you need to feel right at home.

25 Trinity Place Unit #3K, New Rochelle

1273 North Avenue Unit #3F, New Rochelle

$125,000

1 Baths ⋅ 1044428 MLS

Welcome to Wykagyl Gardens - with beautifully manicured grounds - and lovely entrances lobby with fireplace. This studio unit - is a must see - why pay rent when you can own your own Coop - super on premises. The complex has such a serene & peaceful atmosphere & accessible to restaurants, shops, stores, cvs, post office, Metro north & highway accessible - Unassigned on-site parking for guests - plus outside parking - garage & storage may be waitlist. You can put your own personal touches to this Coop

1273 North Avenue Unit #3F, New Rochelle

$148,888

1 Beds ⋅ 1 Baths ⋅ 1051803 MLS

Step into this Old World charm and modern comfort come together in this beautifully renovated one-bedroom home located in a 2010 Heritage Award-winning building recognized for its architectural significance. Filled with character and natural light, this inviting residence features hardwood floors throughout, a windowed cozy kitchen, a classic windowed bath with subway tiled with marble floor, exceptional closet space, and breathtaking views of the Long Island Sound. Ideally situated in the heart of New Rochelle, this move-in-ready home offers the perfect blend of historic elegance and everyday convenience. This timeless beauty is in close proximity to Metro-North, local transportation, shopping, dining, entertainment, waterfront parks, and major highways. Sunlit and welcoming, this charming home is ideal for anyone seeking a vibrant lifestyle in a prime commuter location. Municipal parking is conveniently located nearby. A rare opportunity to own a piece of New Rochelle history with stunning water views, timeless appeal, and unmatched convenience. This exceptional home is not to be missed.

151 Centre Unit #6F, New Rochelle

$210,000

1 Beds ⋅ 1 Baths ⋅ 1052073 MLS

Welcome to 210 Pelham Road, Unit 4L an opportunity to create a home that feels completely your own. This freshly painted residence already features new flooring, stainless-steel appliances, and multiple closets, while still offering plenty of potential for your personal finishing touches. Residents enjoy access to a modern fitness center, co-working space, and community room. The building is ideally located near the waterfront and within walking distance of Downtown New Rochelle, Metro-North, restaurants, shopping, and entertainment. Subleasing is permitted after two years, subject to board approval and building rules, providing added flexibility for the future. A great opportunity for anyone looking for value, convenience, and the freedom to make a space their own.

230 Pelham Road Unit #4L, New Rochelle

$280,000

2 Beds ⋅ 1 Baths ⋅ 1050613 MLS

Meticulously Renovated Gatsby-Inspired 2-Bedroom Co-op, New Rochelle, NY Step into a stunning Gatsby-inspired residence where classic elegance meets modern craftsmanship. This meticulously renovated 2-bedroom co-op in the heart of New Rochelle offers a level of detail and design rarely found at this price point. The moment you enter, you’re greeted by a beautifully reimagined layout featuring a custom-designed kitchen, refined dining room, and two spacious bedrooms, each finished with exceptional materials and thoughtful touches. Every corner reflects impeccable attention to detail, from the millwork to the lighting to the curated finishes that elevate the entire home. Located in one of New Rochelle’s most vibrant neighborhoods, you’ll enjoy easy access to top-tier dining, nightlife, and entertainment, all just moments from your door. Commuters will love the quick, convenient ride into Manhattan, making this the perfect blend of luxury living and everyday practicality. A rare opportunity to own a truly unique, design-forward home in an unbeatable location.

208 Centre Ave Unit #4-B, New Rochelle

25 SHADY GLEN Court Unit #3B, New Rochelle

$250,000

2 Beds ⋅ 1 Baths ⋅ 1049919 MLS

LOOKING FOR CASH OFFERS --- COME SEE THIS TODAY! Gorgeous 2 bedroom, 1 bathroom unit, and very reasonably priced at $250,000!! SHADY GLEN COURT IS A WATERFRONT complex that overlooks Titus Mill Pond (an inlet from the Long Island Sound). Both bedrooms have partial Water Views!!! Super quiet complex, low monthly maintenance, warm welcoming vibes, and a very friendly community. YOU'RE GONNA LOVE IT HERE!! The unit is BIG - with a sprawling floorplan. Features a large Eat In Kitchen, Dining Area, Huge Living Room, updated Bathroom, big Master Bedroom, and ample Closet space. Shady Glen Cooperative is Garden style complex offering fantastic water views & water access, BBQ areas, basketball & playground for the kids, and clean community Laundry Areas. You will get (1) free parking spot (additional at $60), indoor garages ($85). Monthly maintenance is only $1025 (tiny additional charge of $28 for Refuse & Sewer Tax). That's still an extremely affordable and an exceptional value! Shady Glen is perhaps the BEST KEPT SECRET in all of Lower Westchester. You're gonna wanna see this! So, make your appointment ASAP and get your offers in early!! >>>IT WON'T LAST LONG - DON'T MISS OUT<<<

25 SHADY GLEN Court Unit #3B, New Rochelle

$188,000

1 Beds ⋅ 1 Baths ⋅ 1045593 MLS

Great location, convenient to all public transportation and shops. Also close to Hudson Park and local restaurants. Enjoy relaxing in the courtyard of this lovely one bedroom unit which offers an updated kitchen with new stove and dishwasher. Spacious living room and dining area. A large, sunny primary bedroom. Apartment offers ample closets throughout and all hardwood floors. Super on site. *****Electric included in mmc. Summer months (June-September) $60. mthly--per a/c unit. DTI of 33%. Overall debt cannot exceed 38% of net income. Credit score of 700 or better. ****Interior photos have been staged.*****

70 Locust Unit #B405, New Rochelle

675 Pelham Road Unit #D-14, New Rochelle

$189,000

1 Beds ⋅ 1 Baths ⋅ 1047773 MLS

Welcome home to this charming top-floor, one-bedroom co-op nestled in a quiet two-story garden-style community in desirable New Rochelle. Situated on the second floor, this unit offers private, peaceful living with no neighbors above. Step outside onto your private balcony to take in serene wooded views and a peek of the neighboring golf course—the ideal spot for morning coffee or evening unwinding. The layout features a bright living area, generous bedroom, and excellent natural light throughout. While the home needs a little TLC, it presents an incredible opportunity to customize finishes and build instant equity. Community amenities include an in-ground swimming pool perfect for summer relaxation. Unbeatable location just moments from local shopping, dining, public transit, and houses of worship. Why rent when you can own and create your dream space?

675 Pelham Road Unit #D-14, New Rochelle

828 Pelhamdale Avenue Unit #4L, New Rochelle

$249,900

2 Beds ⋅ 1 Baths ⋅ 1046048 MLS

Space, light and a top-floor corner setting distinguish this approximately 950-square-foot, two-bedroom home at Peldale Owners Corp. Soaring ceilings add an unexpected sense of volume and architectural interest, particularly in the living area and primary bedroom, while the top-floor position enhances the home’s sense of privacy. Freshly painted and ready for its next chapter, the apartment offers a comfortable, well-proportioned layout with freshly cleaned and polished hardwood floors and abundant natural light. The living room provides generous space for both relaxing and entertaining, while the adjoining dining area creates an easy connection to the kitchen. The kitchen features ample cabinetry and counter space, along with a new stainless-steel dishwasher and new stainless-steel microwave. Two well-sized bedrooms provide flexibility for a variety of needs, with the primary bedroom further enhanced by the soaring ceiling and multiple exposures afforded by the corner setting. The bathroom features a tiled tub/shower surround, glass shower doors, pedestal sink and multiple shower fixtures. Generous closet space throughout the apartment adds practical everyday storage. Peldale Owners Corp. offers elevator access, the convenience of a laundry room on each floor, and one unassigned parking space included with the unit. A second unassigned parking space is available for just $40 per month, subject to Co-op rules and continued availability. Conveniently located near shopping, dining, parks, major roadways and public transportation, this distinctive top-floor home combines approximately 950 square feet of living space with architectural character, natural light and a desirable corner setting.

828 Pelhamdale Avenue Unit #4L, New Rochelle

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