Monroe Homes under $400,000

Welcome to Monroe, New York – a charming town nestled in the picturesque Orange County, where the beauty of nature meets the warmth of community living. Known for its idyllic landscapes and vibrant atmosphere, Monroe offers a perfect blend of suburban tranquility and easy access to urban conveniences. With its rich history, friendly neighborhoods, and a plethora of recreational activities, it’s no wonder that Monroe is a sought-after destination for families, professionals, and retirees alike.

Monroe boasts a diverse real estate market, and for those looking to find their dream home without breaking the bank, there are plenty of options available under $400,000. Whether you’re searching for a cozy single-family home or a charming townhouse, Monroe has something to suit every taste and budget. Many of these homes feature modern amenities, spacious layouts, and lovely outdoor spaces, making them perfect for both relaxation and entertaining.

The town is also home to excellent schools, parks, and community events that foster a strong sense of belonging. With easy access to major highways and public transportation, commuting to nearby cities like New York City is a breeze, allowing you to enjoy the best of both worlds.

Explore the inviting neighborhoods of Monroe and discover the perfect home that fits your lifestyle and budget. With its welcoming charm and affordable housing options, Monroe is truly a hidden gem in the heart of New York State. Don’t miss your chance to be a part of this vibrant community!

Newest Monroe Homes under $400,000

$385,000

3 Beds ⋅ 2 Baths ⋅ 1055830 MLS

AFFORDABLE, CONVENIENT & FULL OF POTENTIAL IN MONROE. With home prices continuing to rise, 25 Oreco Terrace offers a fantastic opportunity to own a single-family home in the Town of Monroe for under $386,000—complete with low taxes and plenty of potential to make it your own. Set atop a hill on a quiet dead-end street with minimal traffic, this charming bungalow offers simple, convenient single-floor living. The main level features a country kitchen, spacious living room with a wood-burning stove, three comfortably sized bedrooms, and 1.5 bathrooms. Need more room? The partially finished basement provides valuable bonus space along with laundry and storage. Create a home office, family room, game room, gym, hobby space, or den—the possibilities are yours. One of the home's standout features is the expansive nearly 700-square-foot composite deck, overlooking the treetops and quarter-acre yard. Whether you're enjoying your morning coffee, hosting friends and family, or simply relaxing outdoors, this is a wonderful space to enjoy the peaceful surroundings. The location offers exceptional convenience. Situated across from Town of Monroe O&R Park, Twin Lakes, and the Park & Ride, you're also just minutes from the village center and close to shopping, restaurants, groceries, big box stores, schools, parks, medical offices, houses of worship, Woodbury Common Premium Outlets and much more. Commuters will appreciate the nearby Park & Ride and easy access to Route 208, with Route 17 just seconds away and convenient connections to the NYS Thruway, Route 6, and other major roadways. The Bear Mountain Bridge is approximately 20 minutes away, and NYC is roughly an hour by car. Additional highlights include natural gas, municipal water and sewer, Monroe-Woodbury School District, and low taxes that include garbage pickup. Whether you're a first-time buyer searching for an affordable place to call home, looking to downsize without sacrificing outdoor space, or an investor seeking an opportunity to expand your portfolio, 25 Oreco Terrace is worth a look. After years of raising their family here, the current owners are ready to pass this home along to its next chapter. Come see the possibilities and discover the potential this Monroe gem has to offer.

25 Oreco Terrace, Monroe

$398,500

3 Beds ⋅ 1 Baths ⋅ 1054704 MLS

Welcome to 57 Osseo Park Road, a charming 3-bedroom ranch offering lake rights and access to beautiful Walton Lake. Lovingly maintained by its longtime owner, this inviting home offers comfortable one-level living in a peaceful lake community. A welcoming enclosed porch provides additional space to relax and enjoy the surroundings, while the fenced yard and corner lot offer plenty of room for outdoor entertaining, gardening or simply unwinding. Recent improvements include a newer roof, furnace, hot water heater, refrigerator and cooktop. Additional features include a partial basement, oil heat, community well and a paved driveway with parking for two cars. Located in the Monroe-Woodbury School District, this home offers the opportunity to enjoy the recreation and natural beauty of Walton Lake while still being convenient to all that Monroe has to offer. Whether you're looking for a year-round home or a relaxing weekend retreat, 57 Osseo Park Road is ready for its next chapter.

57 Osseo Park Road, Monroe

$205,000

1 Beds ⋅ 1 Baths ⋅ 1055081 MLS

NEWLY RENOVATED Summer 2026! New Kitchen and appliances, new quality composite floors throughout, New bathroom and freshly painted. Turn key! Enjoy a sunny and spacious new home. Heat and Hot water included! Located close to the HOA amenities including an inground community pool, play ground, sports areas and more. Sidewalk-lined streets make it safe and relaxing for walks to the pool and the grocery store right at the complex entryway. Close to major shopping and restaurants and easily commutable to NYC by bus, car or train. Don't miss this great opportunity. Won't last.

26 Tanager Road Unit #2601, Monroe

$349,000

3 Beds ⋅ 1 Baths ⋅ 1047650 MLS

Welcome home to this beautifully redone, move-in-ready ranch-style single-family home! Combining one-level efficiency with high-end modern features, this bright and inviting 3-bedroom, 1-full-bath residence has undergone a full, top-to-bottom renovation. Key Features & Highlights * Open & Sunlit Living Space: Bathed in natural light from abundant wide windows. * Cozy Fireplace: A classic, fully operational firewood-burning fireplace serves as the warm centerpiece of the living room—perfect for cold winter nights. * Brand-New Gourmet Kitchen: Modernized with pristine finishes, sleek cabinetry, and a complete suite of brand-new stainless steel appliances ready for your favorite recipes. * Fully Renovated Modern Bath: Pristine tile work, contemporary fixtures, and stylish finishes give the full bathroom a fresh, spa-like feel. * Single-Level Convenience: Enjoy seamless single-story living with three versatile bedrooms ideal for sleeping quarters, a home office, or a nursery. Ideal for owner-occupants or an addition to your rental portfolio. All offers are welcome.

65 Glenwood Road, Monroe

$249,600

2 Beds ⋅ 2 Baths ⋅ 1052712 MLS

Welcome home to 14 Tanager Road, Unit 1404, a beautifully updated 2 bedroom, 1.5 bathroom garden style condo that combines low maintenance living with stylish modern upgrades! Come inside to discover a bright and open layout featuring fresh, durable flooring and updated windows that flood the living space with natural light. The renovated kitchen boasts upgraded cabinetry, beautiful countertops, and new appliances, perfect for meal prep and casual entertaining. Both bedrooms are comfortably sized, offering ample storage and easy access to the fully updated bathrooms. With 1.5 baths, mornings are a breeze for household members and guests alike. Situated in a peaceful, established community with minimal exterior maintenance required, this unit offers easy access to major highways, local shopping, dining, public transit, and commuter routes. Don't miss out on this turnkey gem, schedule your tour today!

14 Tanager Road Unit #1404, Monroe

$255,000

2 Beds ⋅ 2 Baths ⋅ 1052835 MLS

Welcome to 31 Tanager Road, Unit 3103, a brand new construction 2 bedroom, 1.5 bathroom garden-style condo offering the rare opportunity to own brand new living in the established Rolling Hills community! Enjoy pristine, brand new flooring throughout, energy efficient windows, and a kitchen complete with contemporary cabinetry, polished countertops, and brand new appliances. Both bedrooms offer comfortable proportions and abundant space, while the upgraded 1.5 bath layout adds daily convenience. Complete with crisp, modern finishes from floor to ceiling, this unit delivers complete peace of mind with all new construction, mechanics, and fixtures. Residents enjoy community amenities including an in-ground swimming pool and playground, plus low maintenance living with common maintenance, snow removal, and trash collection included. Ideally positioned just minutes from major highways, Woodbury Common Premium Outlets, public transit to NYC, dining, and local shopping. Experience brand-new quality and style.

31 Tanager Road Unit #3103, Monroe

$350,000

3 Beds ⋅ 1 Baths ⋅ 1052945 MLS

Welcome to 4 Hillside Trail in Monroe! This charming 3-bedroom, 1-bath home offers comfortable living with plenty of space both inside and out. Situated on a desirable corner lot, the property features a fenced-in yard, providing privacy and a great space for pets, play, gardening, or simply enjoying the outdoors. The large patio is perfect for entertaining guests, summer gatherings, or relaxing on warm evenings. Inside, you'll find three bedrooms and a full bathroom, along with a basement offering additional space for storage, hobbies, or future use. A separate shed provides even more convenient storage for lawn equipment, tools, and outdoor items. New boiler and hot water heater (2026). 4 Hillside Trail is a wonderful opportunity to make a house your home, come see all this property has to offer!

4 Hillside Trail, Monroe

$310,000

2 Beds ⋅ 1 Baths ⋅ 1050615 MLS

This sweet 2-bed, 1-bath ranch offers a bigger feel than you might expect. Inside, you'll find not one, but two living areas, providing plenty of versatility to spread out and make the home work for whatever fits your lifestyle. The first living room greets you as you step through the door, with the bedrooms and bathroom located just off of it, while the more expansive second living room sits on the other side of the home. The walk-through kitchen keeps everything easily connected, featuring ample countertop space and a quaint dining nook. An abundance of generously sized and well-placed windows surround the home, allowing all the natural light to come in and create a bright and inviting atmosphere that truly enhances every room. Outdoor living adds even more to enjoy. A small front patio provides a welcoming spot, while the private back deck overlooks a spacious yard edged with greenery, making for a peaceful backdrop. Once you arrive, you'll quickly discover there are plenty of reasons to settle in and stay awhile. Being sold as-is.

47 Orchard Lake Drive, Monroe

$349,900

3 Beds ⋅ 2 Baths ⋅ 1049896 MLS

Welcome home to 10 Woodycrest Trail- tucked away on a quiet no-outlet road with only two homes, this lovingly maintained 4-bedroom, 2 full bathroom home offers the perfect blend of privacy, comfort, and convenience in the heart of Blooming Grove. Owned and meticulously cared for by the same family for 40 years, this property radiates warmth and pride of ownership throughout. The home features an inviting open-concept layout connecting the kitchen, dining area, and living room—ideal for everyday living and entertaining. Step directly from the kitchen onto a spacious rear deck overlooking the peaceful backyard, complete with a firepit and a charming babbling brook that creates a truly serene setting. As you walk along the outside of the home you will find an outdoor shower to use on those warm summer nights. The finished walk-out basement adds valuable living space and cozy charm with a wood-burning stove and an integrated floor vent system designed to help circulate warmth upstairs and reduce heating costs. Additional highlights include a one-car garage with storage, a full attic for even more storage space, and a second front deck built in 2019 overlooking the beautifully landscaped front yard with mature trees and hedges and an outdoor shower. *Major updates provide peace of mind, including a new 50-year shingle roof installed in 2022, a high-efficiency furnace installed in 2022, and a complete interior repaint completed in 2024.* Conveniently located just 15 minutes from Woodbury Common Premium Outlets and Interstates 87 & 84, with only a 60-minute drive to the George Washington Bridge, this home offers a rare opportunity to enjoy peaceful country-style living with easy access to shopping, commuting, and everyday amenities.

10 Woodycrest Trail, Monroe

$359,999

2 Beds ⋅ 3 Baths ⋅ 1049811 MLS

A place to feel right at home! This 2-bedroom, 2.5-bathroom Timber Hills condo in the Monroe-Woodbury School District offers the perfect combination of comfort, convenience, and room to grow. The spacious primary suite features a walk-in closet and private ensuite bath, while the full basement gives you plenty of space for storage or the potential for a bar, office, gym, or recreation room. Enjoy your morning coffee on the private deck or relax in the spacious living room at the end of the day. When it’s time to get outside, owners have access to the community pool, clubhouse, parks, tennis courts, and basketball courts. Conveniently located close to town, shopping, dining, and public transportation to NYC, this is an easy place to settle in and enjoy all that the area has to offer.

14 Giovanni Court, Monroe

$399,900

3 Beds ⋅ 1 Baths ⋅ 1049008 MLS

Sun-filled from the moment you enter, this 3-bedroom home offers a warm, welcoming interior surrounded by spacious property, with Sapphire Lake access only a 3-minute walk away. The bright entryway opens into the living room, where a beautiful stone fireplace with an energy-efficient wood stove insert brings character to the heart of the home. An eat-in kitchen plus formal dining room provide space for everyday meals and gatherings. Recent improvements include a newer roof, new hot water heater, updated appliances, water softener, washer/dryer, and new leach fields. A one-car garage, multiple parking spaces, and large shed add valuable storage. Lake rights offer access to swimming, kayaking, fishing, and non-motorized boating. Conveniently located near the Village of Harriman, Woodbury shopping, dining, Metro-North, and major commuter routes, with NYC approximately one hour away. Easy commute to NYC by bus or train. Located in the Monroe-Woodbury School District.

101 Highland Road, Monroe

$349,000

4 Beds ⋅ 2 Baths ⋅ 1047647 MLS

Beautiful, Spacious 4-Bedroom Newly Renovated Home — Great for Homeowners or Investors! Don’t miss this freshly renovated, move-in-ready home featuring beautiful updates,brand-new finishes, and appliances throughout Plenty of Sunlight Perfect for homebuyers and first-time buyers looking for an affordable home in a great community, with shopping, schools, and everyday conveniences nearby. Also an excellent opportunity for investors, offering strong rental potential and an attractive cap rate. *Newly renovated 4-bedroom home *right off the main road, with residential privacy yet not deep in the trails of mt lodge. *Washer & dryer closet *Brand-new appliances *ready to move in *Bright & sunny throughout *2 beautiful porches *Large 3–4 car driveway with plenty of parking *Private first-floor guest suite with family/living area & full bathroom *Separate private entrance to guest suite *Spacious living areas Great investment potential with an attractive cap rate ALL OFFERS ARE WELCOME!

3 Valley Trail, Monroe

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